Principal Loan Amount
Total Interest Payable
Total Amount Payable
Annual Percentage Rate
|Fee & Charges|
Late Payment Fee
|Any instalments in arrears will be subject to a default interest calculated on a daily basis at 3% per month on the total monthly repayment amount then overdue, plus a late charge of HK$400|
Early Settlement Fee
|2% per annum of original loan amount which will be calculated with reference to the number of years in the remaining loan period (any part of a year shall be rounded up to a full year)|
|18 years old or above|
|Hong Kong Permanent Resident|
|Minimum Annual Income HK$60,000|
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
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