BEA "Super-Fast" Debt Clearance Plan

Updated October 2019
$203,129Total Amount Payable
$729Total Interest Payable

Key features
Key Features
  • APR as low as 2.91%
  • Repayment period of up to 72 months
  • Loan amount of up to 21 times your monthly basic salary (maximum HK$1,200,000)
  • Cash rebate for new customers of up to HK$2,000
  • Successfully apply and submit documents online to get extra cash rebate of up to HK$300
Repayment Summary

Principal Loan Amount


Total Interest Payable


Handling Fee


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Handling Fee


Late Payment Fee

Any instalments in arrears will be subject to a default interest calculated on a daily basis at 3% per month on the total monthly repayment amount then overdue, plus a late charge of HK$400

Early Settlement Fee

2% per annum of original loan amount which will be calculated with reference to the number of years in the remaining loan period (any part of a year shall be rounded up to a full year)

Age Requirement

18 years old or above

Residency Status

Hong Kong Permanent Resident

Employment Status

Minimum Annual Income HK$60,000

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment