DreamCash Personal Loan

Updated September 2019
$206,680Total Amount Payable
$4,680Total Interest Payable

Apply online to enjoy up to HK$4,500 Credit Rebate for loan drawdown
  • Customers successfully apply DreamCash Personal Loan during the promotion period and drawdown on or before 30 September 2019 can get the fabulous offers below:
    Apply online to enjoy up to HK$4,500 Credit Rebate for loan drawdown
    Offer 1 - Up to HK$1,500 Credit Card Credit Rebate for DreamCash Personal Loan drawdown
    Offer 2 - Extra HK$2,800 Credit Card Credit Rebate for online application
    Offer 3 - Extra HK$200 Credit Card Credit Rebate by using the account in Bank of Communications for disbursement and repayment
    Offer 4 - Professional, Civil-servants, Full-time Teachers, Mortgage Customers and BComBEST Customers (Selected Customers) can enjoy preferential interest rate
Key features
Key Features
  • Loan Amount up to HK$2,000,000 or 12 times of monthly salary (whichever is lower)*
  • Flexible repayment tenor up to 60 months
  • APR as low as 2.97%
  • Instant cash deposit to your designated bank account after approval, you can make efficient cash arrangement and have better financial planning
Repayment Summary

Principal Loan Amount


Total Interest Payable


Handling Fee


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions
Fee & Charges

Handling Fee

1% per year

Late Payment Fee

HK$500 per month

Early Settlement Fee

2% of Loan Amount plus HK$200

Age Requirement

18 years old or above

Residency Status

Hong Kong permanent resident

Employment Status

Minimum Annual Income HK$84,000 or above

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment