DreamCash Personal Loan

Updated March 2019
3.24%APR*
$50,860Total Amount Payable
$360Total Interest Payable
Monthly
Payment

HK$4,238
Key features
Key Features
  • Loan Amount up to HK$1,200,000 or 12 times of monthly salary (whichever is lower)*
  • Flexible repayment tenor up to 60 months
  • Simple application documents
  • Instant cash deposit to your designated bank account after approval, you can make efficient cash
Covered
Repayment Summary

Principal Loan Amount

HK$50,000

Total Interest Payable

HK$360

Handling Fee

HK$500

Total Amount Payable

HK$50,860

Annual Percentage Rate

3.24%

Monthly Payment

HK$4,238

Repayment Period

12 months

Others
Terms and Conditions
Fee & Charges

Handling Fee

1% per year

Late Payment Fee

HK$500 per month

Early Settlement Fee

2% of Loan Amount plus HK$200
Eligibility

Age Requirement

18 years old or above

Residency Status

Hong Kong permanent resident

Employment Status

Minimum Annual Income HK$84,000 or above

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!

HK$4,238
Monthly Payment