Standard Chartered Personal Instalment Loan

Updated September 2019
$202,309Total Amount Payable
$2,309Total Interest Payable

Exclusive Online Offer up to HK$1,000 Cash Coupon
  • Clients who do not hold any Standard Chartered Personal Instalment Loan account nor Standard Chartered Personal Instalment Loan Debt Consolidation Program account and successfully applied for and drawdown a Standard Chartered Personal Instalment Loan (“Loan”) online during the Promotion Period can enjoy up to $1,000 cash coupon (“Coupon”). Details of the eligibility for the Coupon are set out in the table below:
    if the Loan amount drawn reaches HK$50,000 - $199,999, customers will be entitled to HK$400 cash coupons
    if the Loan amount drawn reaches HK$200,000 or above, customers will be entitled to HK$1,000 cash coupons
  • The promotion period for the Online Exclusive Offer is from now till 3 November 2019 (the “Promotion Period”)
Key features
Key Features
  • APR as low as 2.15% with 0% handling fee
  • Monthly flat rate as low as 0.092%
  • Loan amount: Up to HKD2,000,000 or 18x salary (whichever is lower)
  • Up to HK$1,000 Cash Coupon
Repayment Summary

Principal Loan Amount


Total Interest Payable


Total Amount Payable


Annual Percentage Rate


Monthly Payment


Repayment Period

12 months

Terms and Conditions

Age Requirement

Aged 20 or above

Residency Status

Hong Kong Permanent Resident

Employment Status

Fixed annual income of HKD96,000 or above
Plan Materials

Terms and Conditions

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The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Monthly Payment