Standard Chartered Debt Consolidation Program

Updated September 2019
9.60%APR*
$210,104Total Amount Payable
$10,104Total Interest Payable
Monthly
Payment

HK$17,509
Promotion
Promotions
Exclusive Online Offer up to HK$2,000 Cash Coupon
  • Clients who do not hold any Standard Chartered Personal Instalment Loan account or Standard Chartered Personal Instalment Loan Debt Consolidation Program account and who successfully applied and drawdown a Program Loan online during the Promotion Period can enjoy up to HKD2,000 Coupon. The amount of the Coupon depends on the Program Loan amount, and the details are set out in the table below:
    if the Loan amount drawn reaches HK$50,000 - $199,999, customers will be entitled to HK$400 cash coupons
    if the Loan amount drawn reaches HK$200,000 - $499,999, customers will be entitled to HK$1,000 cash coupons
    if the Loan amount drawn reaches HK$500,000 or above, customers will be entitled to HK$2,000 cash coupons
  • The promotion period for the Online Exclusive Offer is from now till 3 November 2019 (the “Promotion Period”)
Key features
Key Features
  • APR as low as 2.15% with 0% handling fee
  • Monthly flat rate as low as 0.092%
  • Loan amount: Up to HKD2,000,000 or 18x salary (whichever is lower)
  • Loan tenure up to 72 months
  • Up to HK$2,000 Cash Coupon
Covered
Repayment Summary

Principal Loan Amount

HK$200,000

Total Interest Payable

HK$10,104

Total Amount Payable

HK$210,104

Annual Percentage Rate

9.60%

Monthly Payment

HK$17,509

Repayment Period

12 months

Others
Terms and Conditions
Eligibility

Age Requirement

Aged 20 or above

Residency Status

Hong Kong Permanent Resident

Employment Status

Fixed annual income of HKD96,000 or above
Plan Materials

Terms and Conditions

Read More

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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HK$17,509
Monthly Payment