Get the Best Bank of China Banks Loans Rates in Hong Kong 2019

Updated October 2019

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from Bank of China with confidence.

Edit Loan Details

Loan Details
HK$
HK$
BOC express cash instalment loan
Monthly
Payment
HK$17,122

5.13%

APR*

$205,461

Total Amount Payable

$3,961

Total Interest Payable

HK$17,122

Monthly Payment

Key Features

Loan amount up to HKD 2,000,000 or 12 times of the monthly salary (whichever is lower)
e-Channel Application Offer – up to HK$3,000 cash rebate
APR as low as 2.68% (the APR excluding cash rebate is 3.02%)
Lowest salary requirement: Annual salary is HK$48,000 or above
Promotion period: From now till 31 October 2019

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$3,961
Handling FeeHK$1,500
Total Amount PayableHK$205,461
Annual Percentage Rate5.13%
Monthly PaymentHK$17,122
Repayment Period12 months
BOC Express Cash Instalment Loan Balance Transfer
Monthly
Payment
HK$17,483

9.31%

APR*

$209,791

Total Amount Payable

$7,791

Total Interest Payable

HK$17,483

Monthly Payment

Key Features

Loan amount up to HKD 2,000,000 or 21 times of the monthly salary (whichever is lower)
e-Channel Application Offer – up to HK$3000 cash rebate
APR as low as 4.82% (the APR excluding cash rebate is 5.29 %)
Repayment period up to 72 months
Lowest salary requirement: Annual salary is HK$72,000 or above
Promotion period: From now till 31 October 2019

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$7,791
Handling FeeHK$2,000
Total Amount PayableHK$209,791
Annual Percentage Rate9.31%
Monthly PaymentHK$17,483
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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