Get the Best Dah Sing Bank Banks Loans Rates in Hong Kong 2019

Updated March 2019

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from Dah Sing Bank with confidence.

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Loan Details

HK$
HK$
Dah Sing Credit Mastermind Instalment Loan
Monthly
Payment
HK$4,305

16.04%

APR*

$51,661

Total Amount Payable

$1,661

Total Interest Payable

HK$4,305

Monthly Payment
  • Up to HK$3,500 Cash Rebate and Reward for successful new customer online application
Key Features
Monthly flat rate as low as 0.11% (APR 4.72%)#
Loan amount up to HK$1,200,000
Save interest up to 86%
Cash out up to 6 times of monthly income
Dah Sing e-Express Application service, offers instantly approved loan amount
Up to HK$2,500 Cash Rebate
Up to HK$1,000 Cash Reward for successful online application
# The interest rate offer of as low as 0.11% monthly flat rate is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 60-month loan tenor and 0.11% monthly flat rate, 1.1% p.a. loan handling fee, APR including HK$2,500 Cash Rebate is 4.72% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,661
Total Amount PayableHK$51,661
Annual Percentage Rate16.04%
Monthly PaymentHK$4,305
Repayment Period12 months
Dah Sing Express Money
Monthly
Payment
HK$4,330

7.26%

APR*

$51,962

Total Amount Payable

$1,962

Total Interest Payable

HK$4,330

Monthly Payment
  • Up to HK$3,000 Cash Rebate and Reward for successful online application
Key Features
Annualized Percentage Rate as low as 1.98%#
Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)
Repayment tenor up to 60 months
Welcome for new job starters
Anytime re-borrow without re-application of loan account
Dah Sing e-Express Application service, offers instantly approved loan amount
Up to HK$2,500 Cash Rebate
Up to HK$400 Cash Reward for successful online application
# The interest rate offer of as low as 1.98% APR is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 12-month loan tenor and 0.11% monthly flat rate, APR including HK$2,500 Cash Rebate is 1.98% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)
Repayment Summary
Principal Loan AmountHK$50,000
Total Interest PayableHK$1,962
Total Amount PayableHK$51,962
Annual Percentage Rate7.26%
Monthly PaymentHK$4,330
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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