Get the Best Dah Sing Bank Banks Loans Rates in Hong Kong 2019

Updated July 2019

Looking for the best banks loans in Hong Kong? MoneySmart compares different loan plans from Dah Sing Bank with confidence.

Edit Loan Details

Loan Details
HK$
HK$
Dah Sing Express Money
Monthly
Payment
HK$17,259

6.41%

APR*

$207,104

Total Amount Payable

$7,104

Total Interest Payable

HK$17,259

Monthly Payment
MoneySmart Exclusive:
Up to HK$2,500 Cash Rebate for successful application + Extra HK$800 Voucher!

Key Features

Annualized Percentage Rate as low as 1.98%#
Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)
Repayment tenor up to 60 months
Welcome for new job starters
Anytime re-borrow without re-applying for a loan account
Dah Sing e-Express Application service, offers instantly approved loan amount
Up to HK$2,500 Cash Rebate
HK$100 Cash Reward for successful online application
# The interest rate offer of as low as 1.98% APR is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 12-month loan tenor and 0.11% monthly flat rate, APR including HK$2,500 Cash Rebate is 1.98% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$7,104
Total Amount PayableHK$207,104
Annual Percentage Rate6.41%
Monthly PaymentHK$17,259
Repayment Period12 months
Dah Sing Credit Mastermind Instalment Loan
Monthly
Payment
HK$18,063

15.91%

APR*

$216,758

Total Amount Payable

$14,558

Total Interest Payable

HK$18,063

Monthly Payment
MoneySmart Exclusive:
Up to HK$2,888 Cash Rebate for successful application + Extra HK$1,000 Voucher!

Key Features

Monthly flat rate as low as 0.11% (APR 4.70%)#
Loan amount up to HK$1,200,000
Save interest up to 86%
Cash out up to 8 times of monthly income
Dah Sing e-Express Application service, offers instantly approved loan amount
Up to HK$2,888 Cash Rebate
HK$100 Cash Reward for successful online application
# The interest rate offer of as low as 0.11% monthly flat rate is only applicable to "Selected Customers". On the assumption of a HK$1,000,000 loan amount, 60-month loan tenor and 0.11% monthly flat rate, 1.1% p.a. loan handling fee, APR including HK$2,888 Cash Rebate is 4.70% (assume the Bank credits the cash rebate at the 4th month after the loan drawdown)

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$14,558
Handling FeeHK$2,200
Total Amount PayableHK$216,758
Annual Percentage Rate15.91%
Monthly PaymentHK$18,063
Repayment Period12 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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