Up to HK$800 Coupons for applying for Personal Instalment Loan
Principal Loan Amount
Total Interest Payable
Total Amount Payable
Annual Percentage Rate
|Fee & Charges|
|Loan amount below HK$700,000, 1.5% handling fee will be charged each year, Loan amount of HK$700,000 or above, 1% handling fee will be charged each year (*Handling fee is not included in total amount payable now)|
Late Payment Fee
|A default interest of 3% of the total monthly repayment amount overdue and a late charge of HK$300|
Early Settlement Fee
|1.5% per annum on the original principal amount of the loan will be charged for the number of years in the remaining loan tenor (any part of a year shall be rounded up to a year)|
|18 years old or above|
|Hong Kong resident|
|Minimum Annual Income HK$80,000|
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
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