Best DBS Credit Cards Hong Kong

Updated June 2019

Choosing a credit card that best fits you is overwhelming, but MoneySmart.hk will help you pick out a good DBS credit card to complement your spending habits. From latest welcome offers, best cash back to air miles promotions, we've compared and reviewed those best credit cards in Hong Kong for you.

Other Cards

DBS Black American Express Card
DBS Black American Express Card

$240,000

Min. Annual Salary

N.A.

Cash back on local spend

$5 = 1 Mile

Miles Conversion (local spend)

Best for: Travel lovers, using DBS$ to redeem 4 different kinds of mileage, or instant redeem flight ticket or hotel via iGO Rewards with DBS$

Pros

  • Attractive welcome offer:First HK$5,000 local spending HK$1 = 1 Mile and first HK$70,000 oversea spending HK2.5=1 Mile, also include year round $3/mile when registered visa Omni
  • No expiry date on DBS$
  • Complimentary newspaper/magazine redemption at airport
  • Use DBS$ to redeem flights, hotels, car rental or packages

Cons

  • No miles on bill-payment and insurance payment
  • No complimentary travel insurance
DBS COMPASS VISA
DBS COMPASS VISA

HK$100,000

Min. Annual Salary

1%

Cash back on local spend

HK$10 = 1 Mile

Miles Conversion (local spend)

Promotion: Welcome gift: Dunlop Aztec Collection 28” Suitcase/ HK$400 PARKnSHOP “InstaRedeem” Amount/ 6 MCL movie ticket vouchers + MoneySmart Exclusive HK$200 Supermarket Vouchers
Best for: General public especially those who always go for daily supplies

Pros

  • Lower salary requirement (HK$100,000)
  • Single purchase of HK$100 or above at PARKnSHOP on every 2nd, 12th and 22nd of every month to enjoy 8% discount
  • Single purchase of HK$500 or above at Watsons on every 5th, 15th and 25th of every month to enjoy 8% discount
  • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate

Cons

  • No points for settling bills via e-banking
DBS Eminent Visa Platinum Card
DBS Eminent Visa Platinum Card

HK$150,000

Min. Annual Salary

3%

Cash back on local spend

HK$7.2 = 1 Mile

Miles Conversion (local spend)

Best for: People who like to earn cash back and doesn't like to search for spending offers

Pros

  • Attractive welcome offer: up to 10% rebate
  • 2% spending rebate in foreign currency spending
  • No upper limit for rebates all year round
  • No expiry date for DBS$
  • Up to 20% off for movie tickets of Grand Cinema and UA all year round
  • Up to 70% discount on Agoda、Expedia、Hotels.com、KKday、KLOOK

Cons

  • Mileage conversion fee
  • No rebates for settling bills
DBS Eminent Visa Signature Card
DBS Eminent Visa Signature Card

$360,000

Min. Annual Salary

1%

Cash back on local spend

N.A

Miles Conversion (local spend)

Best for: People who like to earn cash back and doesn't like to search for spending offers

Pros

  • Attractive welcome offer: 10% rebate without minimum spending requirement
  • Up to 3% unlimited rebate all year round: 1% rebate on local spend, 2% rebate on spending in foreign currencies, 3% rebate on designated spending
  • 10% off movie tickets at AMC and broadway circuit
  • Up to 70% discount on Agoda、Expedia、Hotels.com、KKday、KLOOK
  • Enjoy exclusive Visa Signature benefits including Dining, Travel and many other exclusive Privileges

Cons

  • Mileage conversion fee
  • No rebates for settling bills via e-banking
DBS COMPASS VISA(Student Card)
DBS COMPASS VISA(Student Card)

N.A.

Min. Annual Salary

1%

Cash back on local spend

HK$10 = 1 Mile

Miles Conversion (local spend)

Best for: Students who shop online at PARKnSHOP, Watsons and focus on cash rebate

Pros

  • Student can also apply for this card
  • Single purchase of HK$100 or above at PARKnSHOP on every 2nd, 12th and 22nd of every month to enjoy 8% discount
  • Single purchase of HK$500 or above at Watsons on every 5th, 15th and 25th of every month to enjoy 8% discount
  • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate

Cons

  • No points for settling bills via e-banking
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Best DBS Credit Cards in Hong Kong 2019

Credit CardsMinimum SalaryBenefits
DBS Black World MastercardHK$240,000Hotel booking discounts and airport limousine service
DBS Compass Visa CardHK$100,000Enjoy 1% COMPASS Dollar rebate at designated merchants
DBS Eminent Visa Signature CardHK$360,000Visa Signature Exclusive Privileges
DBS Eminent Visa Platinum CardHK$150,0001% Rebate on Local Spending, 2% Rebate on Spending in Foreign Currencies

DBS Credit Card Promotions and Offers

With DBS credit cards, cardholders can earn reward points for daily spending. What’s more, members enjoy year-round dining, travel and shopping offers.

Dining & Restaurant Credit Card Offers

DBS credit card holders can enjoy coupons and instant discounts on buffet, set dinner, à la carte food menu, dessert and more at a wide range of selected hotels and restaurants such as Harbour Plaza 8 Degrees, JW Marriott Hotel Hong Kong, Royal Park Hotel, etc.

Travel Credit Card Offers

DBS offers cardholders with a full range of travel offers including bonus miles, discounts, cash coupons, upgrade offers for travel bookings throughout the year at selected merchants such as Agoda, Expedia, Hotels.com, etc.

Shopping Credit Card Offers

Shop with DBS credit cards to enjoy a host of year-round offers from discounts to cash coupons and from cash rebate to free services at designated stores including Chow Tai Fook, Pricerite Online Store, Taobao & Tmall, Sportshouse and more.

DBS Credit Card Hotline

For DBS credit card enquiries, cardholders can call the DBS 24-hour dedicated credit card customer service hotline at 2290 8888. To speak to a customer service representative, please follow this shortcut 3>1>8#.

DBS Credit Card Reward Schemes

DBS$ Reward Scheme

DBS personal credit card holders (except for COMPASS VISA cardholders) can earn DBS $1 for every HK$250 spending. Cardholders may choose to either enjoy cash rebate or redeem DBS $ for other rewards under the Reward Scheme. Please note that changes to the type of reward scheme can only be made once a year.

COMPASS CARD Reward Scheme

COMPASS VISA cardholders enjoys $1 COMPASS Dollar for every HK$250 eligible spending. Cardholders can earn $1 COMPASS Dollar for every HK$100 eligible spending at selected merchants. COMPASS dollar will never expire.

DBS Credit Cards Frequently Asked Questions

How to Check the Status of a DBS Credit Card Application?

Applicant can check the application status online on DBS website. An SMS will also be sent to your registered number if your application has been approved.

What are the Documents Required to Apply for a DBS Credit Card?

ID copy, address proof (e.g. utility bill) and income proof (e.g. monthly bank statement, official job letter or contract) are required to apply principal credit card.

How to earn Reward Points with DBS Credit Cards?

Cardholders can earn DBS$ for local and overseas eligible retail transactions excluding balance transfer, insurance payment, bill payment, tax payment, Flexi Shopping, etc. Furthermore, you can earn 3X bonus points (HK$250 = DBS$ 3) for local dining transaction.