- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at Agoda
- Up to 7%
- Discount at designated restaurants
- 40%
【🔥MoneySmart Exclusive: 😱 HK$3,500 CASH or New Premium Gifts Await!】
From now until 22 June 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time upgrade awaits!
1. 🤑 HK$3,500 Cash (automatically converted by 35,000 SmartPoints and will directly deposit into your FPS account)
2. PHILIPS ADD6921DG/90 RO Water Dispenser with instant heating and cooling (Value: HK$5,488) or
3. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
4. 🆕 Insta360 X5 Flagship 8K 360º Action Camera (Standard Bundle) (Value: HK$4,099) or
5. HK$3,500 Apple Store Gift Card
⠀⠀
Terms & Conditions Apply.

- Min. Annual Salary
- HK$300,000
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$720 Statement Credit!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Min. Annual Salary
- HK$300,000
- Miles Conversion (local spend)
- $6 = 1 Mile
- Cash back on local spend
- 1%
Apply via MoneySmart by 30 June 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Annual Principal Fee
- First-year Annual Fee Waiver
- Local Spending Bonus
- Up to 2X points^
- Local Spending Bonus
- Up to 2X points^
- Min. Annual Salary
- HK$0
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 1.2%
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 1.2%