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Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

Citi Cash Back Card

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2% foreign currency rebate
Citi Cash Back Card is a cash rebate card, offering 2% rebate for dining in hotels and restaurants, plus 1% for other local spending. Besides, bind this card with e-wallets such as PayMe, AlipayHK, and WeChat Pay to earn 1% rebate. With this card, cardholders can earn rebates at no cost with e-wallets.
First Year Annual Fee Waiver
Annual Fee
Unlimited 2%
Rebate on Overseas Spending & Local Dining
Unlimited 1%
Rebate on Local Spending
MoneySmart Exclusive

【July Exclusive｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From now until 17 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Sennheiser Momentum True Wireless 4 (Value: HK$2,499)!

Valid until 17 Jul 2025 - See more details below

Are you eligible?

    • You are a new to bank Citi credit card holder

    • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 31 Aug 2025

    • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

    • Please note: Before the application through MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

What you need to know

  1. The “Qualifying Period” will be from 3 July 2025 to 17 July 2025

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August, 2025

  4. All students' credit cards are not applicable to current MoneySmart exclusive promotion. New Customers who are full time students of degree / diploma program of a Hong Kong Tertiary Institution will only be entitled to designated welcome offer for students.

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

focusing on dining and hotel spending category

Good for

frequent hotel diners who don't want to remember specific spending categories

Categories to maximise this card

local dining, hotel and foreign currency spending

What people use it for

local dining, hotel and foreign currency spending and digital wallet top-up

Get if

you are a frequent diner at hotels but don't want to remember the specific spending categories for the highest rebates

All Details

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