Best Citibank Digital Wallet Credit Cards in Hong Kong 2024

Earn credit card rebates at no cost from digital wallets with Citibank digital wallet credit cards. Simply top up your e-wallet like PayMe or AlipayHK, and transfer the amount back to your bank account to earn air miles or cash back! Read More
We found 6 Citibank Credit Cards for you!
Citi The Club
MoneySmart Limited Time Offer
HK$1,000
Cash back on local spending (Designated HKT merchants and Designated Merchants)
4%
Cash back on other local spending
1%
Read More
Citi Cash Back Card (Student)
Earn cashback from digital wallets
N/A
N/A
N/A
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Citi PremierMiles Card
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (Digital Wallets)
HK$8/ mile
Cash back on digital wallets
N.A.
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Citi Rewards MasterCard
5x Points on contactless transactions
Minimum Income Requirements
HK$120,000
Miles Conversion (Digital Wallets)
HK$15/ mile
Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
5X points%
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Citi Cash Back Card
2% foreign currency rebate
Minimum Income Requirements
HK$120,000
Miles Conversion (Digital Wallets)
N.A.
Cash back on digital wallets
1%
Read More
Citi Rewards UnionPay Card
Earn 3X points for QuickPass Transactions
Minimum Income Requirements
HK$120,000
QuickPass Transactions
3X Points
Miles Conversion (local spend)
$5 = 1 Mile
Read More

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Best Citibank Digital Wallets Credit Cards

Citibank Credit CardsRebate Rate Rebates on everyday spending
Citi Prestige CardHK$6 = 1 mileHK$6 = 1 mile
Citi PremierMiles CardHK$8 = 1 mileHK$8 = 1 mile
Citi Cash Back Card1%2%
Citi Rewards CardHK$15 = 1 mileHK$3 = 1 mile

Citibank No Cost Welcome Offers

Most credit cards do not consider transactions on digital wallets as qualifying for welcome offers, except for a few banks including Citibank. New customers can enjoy welcome offers at no extra cost if designated spending requirements are met on digital wallets within 2 months of card issuance. However, it is worth noting that there is a monthly top-up/ transfer limit. In other words, to earn welcome offers at no cost, cardholders need to carry out transactions on more than one digital wallet.

Citibank Credit Card Monthly Cap for Digital Wallets

Cardholders can earn rewards with Citibank Credit Card for top-up or money transfer. However, there is a monthly cap for each platform. MoneySmart has put together the monthly cap for the top 3 digital wallets as follows:

PayMe

Cardholders can top up PayMe using Citibank credit cards. The monthly cap has decreased from HK$5,000 to HK$2,000.

Wechat Pay HK

Cardholders can transfer money on the app. The monthly cap is HK$1,000.

AlipayHK

Cardholders can make money transfer on the app. The monthly cap is HK$2,000.

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Citibank Digital Wallets Monthly Rebate Cap

Citi Prestige Card

  • PayMe: 333 miles
  • AlipayHK: 333 miles
  • Wechat Pay HK: 166 miles
  • Citi PremierMiles Card

  • PayMe: 250 miles
  • AlipayHK: 250 miles
  • Wechat Pay HK: 125 miles
  • Citi Cash Back Card

  • PayMe: HK$20
  • AlipayHK: HK$20
  • Wechat Pay HK: HK$10
  • Citi Rewards Card

  • PayMe: 133 miles
  • AlipayHK: 133 miles
  • Wechat Pay HK: 66 miles
  • FAQ

    Which digital wallets can I bind my Citibank cards with?

    You can bind your Citibank cards with most digital wallets including PayMe, AlipayHK, Wechat Pay HK and O! ePay.

    Are students qualified to apply for Citibank credit cards?

    Yes. As long as you are a full-time student of a degree/diploma program of a Hong Kong Tertiary Institution and aged 18 or above, you are qualified to apply for the Citi Clear Student Card.

    What rewards can I redeem Citi points for?

    Citi points can be used to offset purchases or redeem for a wide range of rewards such as merchandise or gift vouchers, etc.

    Which Citibank credit cards are eligible for rewards on digital wallets?

    All Citibank cards including Citi Prestige Card, Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Card, Citi Clear Card and Citi Octopus Platinum Card are eligible for rewards on digital wallets.