- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【⏰7-Day Flash Deal|Perfect Moments, Perfect Sound, Perfectly Refreshed🤩】
From now until 16 June 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn a HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or one of the limited-time upgrade rewards:
🔥 PHILIPS RO Water Dispenser ADD6920WH/90 (Value: HK$4,288) or
🔥 B&W Px7 S3 Over-ear Noise-canceling Headphones (Value: HK$3,380) or
🔥****DJI Neo Drone Fly More Combo (Value: HK$2,499)

- Welcome Offer
- 9,000 Miles (108,000 Points)
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
【⏰7-Day Flash Deal|Perfect Moments, Perfect Sound, Perfectly Refreshed🤩】
From now until 16 June 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn a HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or one of the limited-time upgrade rewards:
🔥 PHILIPS RO Water Dispenser ADD6920WH/90 (Value: HK$4,288) or
🔥 B&W Px7 S3 Over-ear Noise-canceling Headphones (Value: HK$3,380) or
🔥****DJI Neo Drone Fly More Combo (Value: HK$2,499)

- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 mile
- Cash back (overseas spend)
- N/A
- Minimum Income Requirements
- $0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%