Up to $400 MUJI Dollars

Welcome Offer

Perceptual Annual Fee Waiver

Fee Waiver

^HK$150,000

Minimum Income Requirements

All Details

• Key Features

  • Earn $5 MUJI Dollars for every HK$100 spending with MUJI Card at MUJI physical stores in Hong Kong

  • Earn $1 +FUN Dollar when spending HK$250 at any merchants

  • Enjoy an exclusive 10% off upon any dine-in or self-pickup takeaway spending of HKD200 or above with MUJI Card at Café&Meal MUJI

  • Enjoy buy 1 get 1 free offer on self-pickup takeaway coffee at Café&Meal MUJI

  • Enjoy double MUJI Dollars (extra $5 MUJI Dollars) for every HKD100 spending with MUJI Card at MUJI physical stores in your birthday month

Annual Fee Waiver

• Perpetual Annual Fee Waiver offer
  Principal Card customer who is not currently holding or has never held any personal Credit Card Principal Card issued by Hang Seng during the 6 months immediately preceding the date of application (except The Hong Kong Jockey Club Membership Card, Prestige World Mastercard®, enJoy Card, Hang Seng MPOWER Card and Hang Seng CUP Credit Card), and who is applying for his / her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver; otherwise, One-year annual fee waiver; Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.

Cash Back

• Earn $5 MUJI Dollars for every HK$100 spending with MUJI Card at MUJI physical stores in Hong Kong

• Earn $1 +FUN Dollar when spending HK$250 at any merchants

• Extra $5 MUJI Dollars for every HKD100 spending with MUJI Card at MUJI physical stores in your birthday month (a maximum of extra $100 MUJI Dollars in the birthday month)

Welcome Offers

• Accumulate retail transactions of HKD4,000 or above with the Card within 60 days from new card issuance, New Credit Card Customers can enjoy $400 MUJI Dollars while Existing Credit Card Customers can also enjoy $200 MUJI Dollars

Best Credit Cards

• MoneySmart's Best Offer Suggestion:

• Earn $5 MUJI Dollars for every HK$100 spending with MUJI Card at MUJI physical stores in Hong Kong

• Earn $1 +FUN Dollar when spending HK$250 at any merchants

Dining

• Enjoy an exclusive 10% off upon any dine-in or self-pickup takeaway spending of HKD200 or above with MUJI Card at Café&Meal MUJI(from Monday to Sunday 14:30 onwards (counted by sit-in time for dine-in and order time for self-pick takeaway respectively), except public holidays)

• Enjoy buy 1 get 1 free offer on self-pickup takeaway coffee at Café&Meal MUJI (every Monday 14:30 onwards, except public holidays)

Annual Interest Rate and Fees

Annual Principal Fee	HK$0
Supplementary Annual Fee	N/A
Fee Waiver	N/A
Interest Free Period	Up to 56 days
Annual Interest Rate	35.72%
Late Payment Fees	If the Customer fails to make full payment of the New Balance on or before the Payment Due Date, a late charge of HK$300 or an amount equal to the New Balance (whichever is lower) will be levied each time.
Minimum Monthly Repayment	The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	0.5% of the cash advance amount (minimum HK$100)
Overlimit Fee	HK$180

Minimum Income Requirements

Local Resident	HK$150,000

Card Association

Visa

Wireless Payment

Visa payWave