Best-in-town Unlimited CashBack
- HK$0
- Min. Annual Salary
- 3%
- Unlimited CashBack at all supermarkets
- 2%
- Unlimited CashBack
All Details
Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.
Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxi, Uber, Trip.com, selected merchants under HKT and more! (cap HK$600 cash reward during the promotion period)
Earn Miles instantly with Time Deposit and fly immediately: Simply choose to receive Asia Miles as interest and you’ll get the Asia Miles instantly when you place the time deposit; No matter how much you save, you can still choose to earn Asia Miles, so it’s a perfect choice if you’re just missing a few Asia Miles for your next trip
Earn Miles instantly with Time Deposit and fly immediately: Simply choose to receive Asia Miles as interest and you’ll get the Asia Miles instantly when you place the time deposit; No matter how much you save, you can still choose to earn Asia Miles, so it’s a perfect choice if you’re just missing a few Asia Miles for your next trip
2. Welcome Offer Bonus: new customer can earn an additional 1.5% with our Welcome Bonus rate. All you have to do is open a Mox Account on or before 29 February, add money and you can enjoy a 1.5% p.a. bonus savings rate on next-day deposits up to HKD3,000,000. on next-day deposits.
3. Mox Invest Limited-time offer – Meet a total accumulated trading amount of HKD10,000, and we’ll automatically give you a bonus rate of a 1.5% p.a. savings rate for up to HKD 3 million deposit (for deposits in your savings accounts, including Mox Invest Account) on next-day deposits!
| Annual Principal Fee | N/A |
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| Supplementary Annual Fee | N/A |
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| Fee Waiver | Yes |
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| Interest Free Period | Up to 56 days |
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| Annual Interest Rate | 35.99% |
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| Late Payment Fees | No late payment fee but Finance charges (interest) will apply if you do not pay your Mox Credit statement balance in full on or before your payment due date |
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| Minimum Monthly Repayment | If your statement balance is less than HKD220, the minimum amount due will be the total statement balance. Otherwise, the minimum amount due will be the highest of the following two amounts:
(1) (i) 100% of interest, fees and charges; plus
(ii) 1% of outstanding principal; plus
(iii) the higher of:
(A) any statement balance exceeding your credit limit (excluding interest, fees and charges under (i)); and
(B) any overdue amount (as applicable, such as any overdue minimum payments); or (2) HKD220. |
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| Foreign Currency Transaction Fee | 1.95% |
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| Cash Advance Transaction Fee | 35.91% |
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| Mastercard contactless | Yes |
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