A must-have for online shopping enthusiasts! Enjoy up to 8% cashback on online retail transactions* and local transportation transactions. Also a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Up to 8%
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
N/A
Minimum Income Requirements
All Details
Possibly the best online shopping credit card in town!
Enjoy up to 8% cashback on online retail transactions and 🆕 local transportation transactions. And 3% cashback on eligible local retail transactions with major designated merchants. Buy whatever you want, whenever you want!
Eligible Local Transportation include: CityBus and Cityflyer, KMB, LWB, MTR^, Tram and Star Ferry
Designated Local Merchants includes: Adidas, Fila, PUMA, @cosme STORE, Matsumotokiyoshi, Reebok and Tokyo Lifestyle
Simple registrarion in 5 mins for sim Credit Card !
With Flexi Credit Limit, you can draw cash anytime anywhere you like !
Terms and conditions apply. Click here for details.
University and college students, and slashers are welcomed ！
Students who are attending a full-time programme offered by the designated accredited education institutions in Hong Kong, can enjoy perpetual annual fee waiver.click here for the list.
During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
Up to 8% cashback on online retail transactions *Upon accumulating a spending of HK$500 for non-online eligible retail transactions in a calendar, any single eligible online retail transaction of the amount of HK$500 or above can enjoy 8% cashback
Terms and conditions apply.
Enjoy a 8% cashback on online retail transactions
Enjoy a 8% cashback on Eligible Local Transportation Transactions, including: Citybus and Cityflyer, KMB, LWB, MTR^, Tram and Star Ferry ^Only applicable to transactions made for paying MTR fares through tapping at gates (excluding transactions conducted at Airport Express stations, Light Rail and MTR Bus). Transactions made at the Customer Service Centres in MTR stations or via MTR Mobile for purchasing Multi Rides Tickets or any other product are not eligible transactions for the reward under the CaskBack Promotion. *Terms and conditions apply, click here for details.
Enjoy a 3% cashback on eligible local retail transactions with major designated merchants, including: Adidas, Fila, @cosme STORE, Matsumotokiyoshi, PUMA and Tokyo Lifestyle
Enjoy a 0.4% cashback on other eligible retail transactions
Terms and conditions apply.
New Cardholders will be entitled to one of the following rewards under the Welcome Offer upon fulfilling the relevant spending conditions within 90 calendar days after card issuance:
Accumulate Spending of HK$4,000 or above: HK$500 Netflix Gift Card or HK$348 Spotify Premium 6 Month E-Voucher or HK$500 Google Play™ Gift Card or One Cotai Water Jet round-trip ferry ticket from Hong Kong to Macao (Cotai Class) (Reference Value: HK$440) or HK$200 CashBack or HK$200 Apple Store Gift Card or HK$200 HKTV mall e-coupon or HK$200 matsukiyo HK Gift Voucher
Terms and conditions apply.
0.4% cashback on overseas or foreign currency transactions
Terms and conditions apply.
Annual Principal Fee
HK$800
Fee Waiver
First Year Free
Full-time students can enjoy perpetual annual fee waiver, click here for the list of accredited education institutions. Nevertheless, applicants should submit a copy of a valid student identity card during the application and the copy needs to be verified by the Card Issuer. Terms & conditions apply.
Interest Free Period
Up to 53 days. This period does not apply to cash advance transaction.
Annual Interest Rate
For Retail Purchase: 46.44% , For Cash Advance: 47.92%
Late Payment Fees
Minimum Payment Due or HK$250 per time (whichever is lower).
Minimum Monthly Repayment
HK$50, or 1% of statement balance; and all finance charges; and instalment amount; and other fees, charges billed, overdue amount and overlimit amount. | If the full amount is less than HK$50, the minimum payment is the full amount.
Foreign Currency Transaction Fee
1.95%
Cash Advance Transaction Fee
2% of cash advance amount plus HK$50 per transaction
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