We found 1 Sompo Home Insurance for you!
Annual Premium (incl. levy)
HK$700.48
Annual Premium (incl. levy)
- Max. Gross Floor Area
- 560
- Household Content
- HK$750,000
- Personal Liability Cover
- HK$5,000,000
- Annual Premium (incl. levy)
- HK$700.48
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Sompo Home Insurance - Household Joy
| Sompo Home Insurance | Features | Premium |
|---|---|---|
| Household Joy | Provide ‘All Risks’ protection and cover valuables up to HK$15,000 per item | As low as HK$540 |
Sompo Household Joy Product Features
"All Risks" Protection
Sompo Household Joy provides "All Risks" protection for household contents, personal effects and valuables against loss or damage caused by accidents such as fire, explosion, bursting of pipes, theft, typhoon, flood and landslide.
Valuables Protection
Sompo Household Joy provides cover to valuables up to HK$15,000 per item.
No Depreciation
There is no depreciation deducted for your old household contents, personal effects and new valuables. It adopts the ‘New for Old Cover’ approach.
Free 24/7 Worldwide Protection
It provides free 24/7 worldwide protection for you and your family against third party liability claims for injury or property damage, up to HK$5,000,000. You can also upgrade the maximum limit up to HK$10,000,000.
Over 20 Free Additional Benefits
Sompo Household Joy provides over 20 free additional benefits, including tailor-made cover for your Home Contents for house moving or renovation.
Alternative Accommodation Protection
Sompo Household Joy provides Alternative Accommodation and Loss of Rent cover, helping you cope when your Home becomes uninhabitable after an accident. Applicable to owner, tenant or occupier.
Sompo Household Joy Premium
| Saleable Area of Your Home (Square Feet) | Home Contents Sum Insured | Annual Basic Premium |
|---|---|---|
| ≤ 400 | HK$750,000 | HK$540 |
| 401-650 | HK$750,000 | HK$700 |
| 561 - 720 | HK$1,000,000 | HK$1,000 |
| 721-960 | HK$1,000,000 | HK$1,280 |
| 961-1,200 | HK$1,250,000 | HK$1,600 |
Sompo Household Joy Excess
| Claim | For Homes aged ≤ 40 years | Home aged 41-45 years |
|---|---|---|
| Water Damage | HK$500 or 5% of the adjusted loss amount (whichever is the greater) | HK$5,000 or 10% of the adjusted loss amount (whichever is the greater) |
| Landslip or subsidence damage | HK$500 or 5% of the adjusted loss amount (whichever is the greater) | HK$5,000 or 10% of the adjusted loss amount (whichever is the greater) |
| Damage caused by other occurrence (excluding fire, lightning or explosion) | HK$500 | HK$5,000 |
Sompo HouseHold Joy Points to Note
FAQ
Will I be protected If I am the tenant?
- "HouseholdJoy Insurance" protects household contents, personal effects and your legal liability as a tenant against loss and third party claims.
Is my domestic helper covered under my "HouseholdJoy Insurance" policy?
- It depends. If s/he is not working for you, such damage or injury will not be covered.