0% handling fee
BEA "Super-Fast" Instalment Loan offers 0% handling fee with APR as low as 1.78%. Existing customers can withdraw funds by using BEA’s unique Cardless ATM withdrawal service for loan amounts of HK$30,000 or below.
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MoneySmart Exclusive
New customer who successfully apply and drawdown BEA “Super-Fast” Instalment Loan, can get MoneySmart exclusive offer up to HK$3,000 supermarket cash coupon!
Valid until 29 Oct 2020 - See T&Cs below

Are you eligible?

    • You need to draw down on the loan before the end of the campaign
    • You are a new BEA customer
    • You need to apply for the BEA "Super Fast" Instalment Loan through MoneySmart

What you need to know

  1. Get HK$1,000 coupon for loan amount of HK$200,000 or more with 36 months period
  2. Get HK$2,000 coupon for loan amount of HK$200,000 or more with 48 months period
  3. Get HK$3,000 coupon for loan amount of HK$200,000 or more with 60 months period

Quick Facts

Best For

0% handling fee

Loan Approval Time

5 working days

Loan Disbursement

Credited to your designated local bank account within 2 days after the application is approved.

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

Expert Tips

BEA "Super-Fast" Instalment Loan requires applicants to have a minimum monthly basic income of HK$5,000 and have been employed for at least 3 months. Existing customers can receive cash in as fast as a day if applications are made in a designated period of time for designated loan amount.

All Details

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