0% handling fee
BEA "Super-Fast" Instalment Loan offers 0% handling fee with APR as low as 1.78%. Existing customers can withdraw funds by using BEA’s unique Cardless ATM withdrawal service for loan amounts of HK$30,000 or below.
1.78%
APR*
HK$100,960
Total Amount Payable
HK$960
Total Interest Payable
MoneySmart Exclusive
New customer who successfully apply and drawdown BEA “Super-Fast” Instalment Loan, can get MoneySmart exclusive offer up to HK$3,000 supermarket cash coupon!

Valid till 19 Aug 2020

  • New customer who successfully apply and drawdown the approved loan for BEA “Super-Fast” Instalment Loan via designated link on MoneySmart website on or before 19 August 2020, will be awarded with the corresponding amount of coupons, details as follows:
  • If loan amount is HK$200,000 or above with 36 months repayment period, customer can get HK$1,000 supermarket cash coupon.
  • If loan amount is HK$200,000 or above with 48 months repayment period, customer can get HK$2,000 supermarket cash coupon.
  • If loan amount is HK$200,000 or above with 60 months repayment period, customer can get HK$3,000 supermarket cash coupon.
  • *Only applicable to BEA New customers.“New customers” refers to those customers who have not held any BEA deposit account, mortgage loan, consumer loan, credit card, or MPF account in the 6 months prior to the application submission date.
  • *Before using MoneySmart’s link to apply for the loan, please be reminded to clear your browser cookies and complete the application soon. Do no open other webpage while filling in the application.
  • *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward.

Quick Facts

Best For

0% handling fee

Loan Approval Time

5 working days

Loan Disbursement

Credited to your designated local bank account within 2 days after the application is approved.

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

Expert Tips

BEA "Super-Fast" Instalment Loan requires applicants to have a minimum monthly basic income of HK$5,000 and have been employed for at least 3 months. Existing customers can receive cash in as fast as a day if applications are made in a designated period of time for designated loan amount.

All Details

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Monthly Payment
HK$8,413