CCBA Balance Transfer Loan Program

CCBA Balance Transfer Loan Program

Monthly flat rate as low as 0.22%
CCBA Balance Transfer Program offers 0% handling fee. Enjoy instant approval and same-day fund disbursement to your designated bank account. Get back in control of your finances with a debt consolidation loan!
4.95%
APR as low as*
HK$102,640
Total Amount Payable
HK$2,640
Total Interest Payable
MoneySmart Exclusive

【Exclusive offer】From now until 25 April, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$18,000 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!

From now until 31 March 2024, apply CCB (ASIA) Balance Transfer Program via MoneySmart, you can earn an extra 8,000 SmartPoints (equivalent to HK$800) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • You need to apply on or before 25 April 2024, and drawdown the loan on or before 25 May 2024

    • [Online Application Offer] During the Promotion Period (From now until 25 Apr 2024, both days inclusive), customers who successfully apply for the Balance Transfer Program with a loan amount HK$5,000 or above and repayment tenor of 12 months or above, and drawdown on or before 25 May, 2024, can entitle HK$500 cash rebate.
      *Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before Jun 30, 2024.

    • [Drawdown Offer] During the Promotion Period (From now until 25 Apr 2024, both days inclusive), customers who successfully apply for the CCB (ASIA) Balance Transfer Program with a designated loan amount and repayment tenor of 36 months or above, and drawdown on or before 25 May, 2024, can entitle up to HK$14,500 cash rebate:

      Drawdown Loan Amount (HK$) Cash Rebate (HK$)
      100,000 - 199,999 1,300
      200,000 - 299,999 2,500
      300,000 - 399,999 4,000
      400,000 - 499,999 5,000
      500,000 - 599,999 6,500
      600,000 - 799,999 9,000
      800,000 - 999,999 12,000
      1,000,000 or above 14,500

      *Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before Jun 30, 2024.

    • [MoneySmart Exclusive Offer]

      Drawdown Loan Amount(HK$) MoneySmart Exclusive Reward
      50,000 - 199,999 HK$2,000 Apple Store Gift Card OR HK$2,000 PARKnSHOP Supermarket Voucher
      200,000 or above HK$3,000 Apple Store Gift Card OR HK$3,000 PARKnSHOP Supermarket Voucher
    • 【Guaranteed Application Rewards】Apply for CCB (ASIA) Balance Transfer Program via MoneySmart from 22 March to 31 March, 2024 and fill in the redemption form along with a valid reference number provided by CCB (ASIA) on or before 31 May 2024, you can earn the application bonus of 8,000 SmartPoints.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 Jun, 2024

  3. The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly

T&Cs
Claim Form

Quick Facts

Best For

cash rebates

Loan Approval Time

instant approval from Monday to Friday

Loan Disbursement

instant disbursement from Monday to Friday

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

All Details

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Monthly Payment
HK$8,553