Loan amount up to HK$3,000,000
CCBA Personal Loan offers 0% handling fee. Enjoy instant approval and same-day fund disbursement to your designated bank account. Enjoy monthly flat rate as low as 0.103% for successful application with a designated loan amount.
1.85%
APR as low as*
HK$103,240
Total Amount Payable
HK$3,240
Total Interest Payable
MoneySmart Exclusive

【Exclusive offer】From now until 25 April 2024, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$10,500 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$2,000 Apple Store Gift Card or HK$2,000 PARKnSHOP Supermarket Voucher from MoneySmart)! 



From now until 31 March 2024, apply CCB (ASIA) CCB Asia Personal Instalment Loan via MoneySmart, you can earn an extra 8,000 SmartPoints (equivalent to HK$800) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • You need to apply on or before 25 April 2024, and draw down the loan on or before 25 May 2024

    • [Online Application Offer] During the Promotion Period (From now until 25 Apr 2024, both days inclusive), customers who successfully apply for the Personal Instalment Loan with a loan amount HK$200,000 or above and repayment tenor of 12 months or above, and drawdown on or before 25 May, 2024, can entitle HK$500 cash rebate.
      *Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before Jun 30, 2024.

    • [Drawdown Offer] During the Promotion Period (From now until 25 Apr 2024, both days inclusive), customers who successfully apply for the Personal Instalment Loan with a designated loan amount and repayment tenor of 24 months or above, and drawdown on or before 25 May, 2024, can entitle up to HK$8,000 cash rebate:

      Loan Amount (HK$) Cash Rebate (HK$) for repayment tenor of 24 months Cash Rebate (HK$) for repayment tenor of 36 months or above
      100,001 - 399,999 1% of Drawdown amount, nearest to dollar 1% of Drawdown amount, nearest to dollar
      400,000 - 2,999,999 $4,000 $4,000
      3,000,000 or above $4,000 $8,000

      *Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before Jun 30, 2024.

    • [MoneySmart Exclusive Offer]

      Drawdown Loan Amount(HK$) MoneySmart Exclusive Reward
      30,000 - 100,000 HK$500 Apple Store Gift Card OR HK$500 PARKnSHOP Supermarket Voucher
      100,001 or above HK$2,000 Apple Store Gift Card OR HK$2,000 PARKnSHOP Supermarket Voucher
    • 【Guaranteed Application Rewards】Apply for CCB Asia Personal Instalment Loan via MoneySmart from 22 March to 31 March, 2024 and fill in the redemption form along with a valid reference number provided by CCB (ASIA) on or before 31 May 2024, you can earn the application bonus of 8,000 SmartPoints.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 Jun, 2024

  3. The MoneySmart exclusive offer will be fulfilled by MoneySmart, please check with MoneySmart directly

T&Cs
Claim Form

Quick Facts

Best For

cash rebates

Loan Approval Time

instant approval from Monday to Friday

Loan Disbursement

instant disbursement from Monday to Friday

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

All Details

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Monthly Payment
HK$8,603