Are you eligible?

• • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 30 April 2024 and draw down the loan on or before 31 May 2024

  • 【April Personal Loan Reward offer】Apply for Citi Card Debt Consolidation Loan via MoneySmart from 15 April to 30 April, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the bank on or before 31 May 2024, you can earn the extra Loan Application Bonus of HK$800 (Given out as 8,000 SmartPoints).

  • Customers must submit the redemption form in MoneySmart Dashboard on or before 31 May 2024

  • Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

  • 【April Personal Loan Reward offer】Apply for Citibank Card Debt Consolidation Loans via MoneySmart from 15 April to 30 April, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the Citibank on or before 31 May 2024, you can earn the extra Tax Loan Application Bonus of HK$800 (Given out as 8,000 SmartPoints).

What you need to know

1. Repayment period of 24 months above:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$700 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$2,000 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

2. Repayment period of 24 months or below:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$500 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,500 cash voucher
   Loan amountHK$1,500,000 or above, enjoy up to HK$4,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
   - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$7,500 PARKnSHOP Supermarket Voucher / HK$7,500 Apple Gift Card/ Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880)

5. MoneySmart Exclusive: Loan amount HK$800K - HK$1.99M, get an extra HK$6,000 PARKnSHOP Supermarket Voucher/ HK$6,000 Apple Store Gift Card/ Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499)

6. MoneySmart Exclusive: Loan amount HK$300K - HK$799K, get an extra HK$5,000 PARKnSHOP Supermarket Voucher / HK$5,000 Apple Gift Card / B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980)

7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher/ HK$4,000 Apple Store Gift Card/ GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)

8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher/ HK$1,500Apple Store Gift Card/ JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)

9. An eligible customer who applied for the designated product within the promotional period will receive 8,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.