Citi Card Debt Consolidation Loans

Citi Card Debt Consolidation Loans

9.57%
APR*
HK$110,080
Total Amount Payable
HK$10,080
Total Interest Payable
MoneySmart Exclusive

New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 30 November 2024 and successfully draw down on or before 31 December 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include iPhone 16 Pro 128GB (valued: HK$8,599) / iPhone 16 256GB (valued: HK$7,699)/ Bowers & WilkinsPX 8 Headphone (valued: HK$5,480) / GoProHERO13 Black Action Camera Creator Edition (valued: HK$4,800) / Sennheiser ACCENTUM Wireless Headphone (valued: $1,600)!

Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

    • You need to apply on or before 30 November 2024 and draw down the loan on or before 31 December 2024

    • Customers must submit the redemption form in MoneySmart Dashboard on or before 31 December 2024

    • Please note: Before the application through the MoneySmart, please first Turn off ad block;Clear the cookies;Don't use "incognito mode";Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

  1. Repayment period of 24 months above:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$2,500 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$5,000 cash voucher
    Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

  2. Repayment period of 24 months or below:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$600 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,000 cash voucher
    Loan amountHK$1,500,000 or above, enjoy up to HK$3,000 cash voucher

  3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

  4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$8,500 PARKnSHOP Supermarket Voucher / HK$8,500 Apple Store Gift Card / iPhone 16 Pro 128GB (valued: HK$8,599)

  5. MoneySmart Exclusive: Loan amount HK$800K - HK$1.99M, get an extra HK$7,000 PARKnSHOP Supermarket Voucher / HK$7,000 Apple Store Gift Card / iPhone 16 256GB (valued: HK$7,699)

  6. MoneySmart Exclusive: Loan amount HK$300K - HK$799K, get an extra HK$5,000 PARKnSHOP Supermarket Voucher / HK$5,000 Apple Store Gift Card / Bowers & WilkinsPX 8 Headphone (valued: HK$5,480)

  7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$4,000 PARKnSHOP Supermarket Voucher / HK$4,000 Apple Store Gift Card / GoPro HERO13 Black Action Camera Creator Edition (valued: HK$4,800)

  8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher / HK$1,500 Apple Store Gift Card / Sennheiser ACCENTUM Wireless Headphone (valued: $1,600)

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Monthly Payment
HK$4,587