Citibank Card Debt Consolidation Loans

Citibank Card Debt Consolidation Loans

Repayment term up to 72 months
4.26%
APR*
HK$102,280
Total Amount Payable
HK$2,280
Total Interest Payable
MoneySmart Exclusive
New customer who successfully apply and drawdown Citi Speedy Cash or Citi Card Debt Consolidation Loan, can get up to HK$3,000 welcome offer + HK$4,000 MoneySmart reward = total HK$7,000 cash voucher!
Valid until 30 Sep 2020 - See T&Cs below

Are you eligible?

    • You are a new customer
    • You need to apply for Citi Speedy Cash or Card Debt Consolidation Loan through MoneySmart
    • You need to draw down on the loan before the end of the campaign

What you need to know

  1. Loan btw HK$100000 - HK$199900 user eligible for HK$1000 welcome offer + HK$1000 MS reward
  2. Loan btw HK$200,000 - HK$799,999 user eligible for HK$2000 welcome offer+ HK$2000MS reward
  3. Loan amount HK$800,000 or above user eligible for HK$3000 welcome offer+ HK$4000MS reward

Quick Facts

Best For

Repayment term up to 72 months

Loan Approval Time

usually within 1-2 working day(s). Selected customers can enjoy instant approval upon application at designated time.

Loan Disbursement

Citibank will repay the credit card debts directly for the applicants. The remainder of the loan will then be credited to the applicants either by cash, cashier order or to his/her bank account.

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Applicants with a minimum monthly income of HK$6,000 in the same employment for 3 months can apply for Citibank Card Debt Consolidation Loans online or by phone. Selected customers can even enjoy immediate approval during office hours.

All Details

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Monthly Payment
HK$8,523