Guaranteed application reward HK$1,000
1.78%
APR*
HK$100,960
Total Amount Payable
HK$960
Total Interest Payable
MoneySmart Exclusive

【🚀ULTIMATE TRIPLE REWARDS】11-day Limited: Get Incredible Rewards up to HK$19,668🔥
1️⃣ Apply for Citi Tax Season Loan/ Citi Card Debt Consolidation Loan via MoneySmart on or before 31 March 2024, enjoy the upgraded application bonus of 🌟HK$1,000 vouchers (converted by 10,000 SmartPoints) regardless of approval. Click here to learn more.



2️⃣ During 21-31 March, be one of the first 2 qualified customers to submit the redemption form after 10 pm, to win an extra 💥PHILIPS ADD6910/90 RO Water Dispenser (Retail value: HK$2,788)!



3️⃣ New customers who successfully apply for the above-mentioned Citi loan and draw down on or before 30 April 2024, are entitled to MoneySmart exclusive gift of up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers/ Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880)!

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

    • You need to apply on or before 31 Mar 2024 and draw down the loan on or before 30 April 2024

    • Customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 April, 2024

    • 【Guranteed Application Bonus】Apply for Citi Tax Season Loan/ Citi Debt Consolidation Loan via MoneySmart from 21 March to 31 March 2024, and submit the redemption form along with a valid reference number/ application proof provided by Citibank on or before 30 April 2024, you can earn the extra Application Bonus of HK$1,000 (Given out as 10,000 SmartPoints).

    • 【Flash Offer】During 21-31 March 2024, the first 2 qualified customers to submit the redemption form after 10 pm, are entitled to win an extra PHILIPS ADD6910/90 RO Water Dispenser (Retail value: HK$2,788).

    • Please note: Before the application through the MoneySmart, please first Turn off ad block;Clear the cookies;Don't use "incognito mode";Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

  1. Repayment period of 24 months above:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$700 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$2,000 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 cash voucher
    Loan amountHK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

  2. Repayment period of 24 months or below:
    Loan amount between HK$100,000-$399,999, enjoy up to HK$500 cash voucher
    Loan amount between HK$400,000-$799,999, enjoy up to HK$1,500 cash voucher
    Loan amount between HK$800,000-$1,499,999, enjoy up to HK$2,500 cash voucher
    Loan amountHK$1,500,000 or above, enjoy up to HK$4,000 cash voucher

  3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

  4. MoneySmart Exclusive: Loan amount of HK$2M or above, get an extra HK$7,500 PARKnSHOP Supermarket Voucher / HK$7,500 Apple Gift Card/ Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880)

  5. MoneySmart Exclusive: Loan amount HK$800K - HK$1.99M, get an extra HK$6,000 PARKnSHOP Supermarket Voucher/ HK$6,000 Apple Store Gift Card/ Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499)

  6. MoneySmart Exclusive: Loan amount HK$300K - HK$799K, get an extra HK$4,000 PARKnSHOP Supermarket Voucher/ HK$4,000 Apple Gift Card/MITSUBISHIMJ-E100AR-H 18L Dehumidifier (retail value: HK$4,700)

  7. MoneySmart Exclusive: Loan amount HK$200K - HK$299K below get an extra HK$3,000 PARKnSHOP Supermarket Voucher/ HK$3,000 Apple Store Gift Card/ Apple Watch Series 9 (GPS) - 45mm (retail value: HK$3,399)

  8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$1,500 PARKnSHOP Supermarket Voucher/ HK$1,500Apple Store Gift Card/ JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)

  9. An eligible customer who applied for the designated product within the promotional period will receive 10,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply. 

    MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Expert Tips

The above example is for reference only to illustrate APR. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,413