Guaranteed application reward HK$800
1.65%
APR*
HK$100,384
Total Amount Payable
HK$384
Total Interest Payable
MoneySmart Exclusive

【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher/ SHKP Malls Gift Card ! New gift options include but not limited to AirPods Max / Apple HomePod/ JBL Charge 5 Wireless Speaker/ Bose QuietComfort Headphones!



【Last Chance! Apply for Tax Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Tax Loan Application. From now until 31 March, apply for CNCBI $mart Plus Tax Season Loan via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Clickhereto learn more.

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • Until 31 March 2024, successfully apply via MoneySmart and draw down the loan

    • Submit MoneySmart reward claim form on or before 15 Apr 2024

    • 【March Limited-time Tax Loan Reward offer】Apply for CNCBI $mart Plus Tax Season Loan via MoneySmart from 1 March to 31 March, 2024, and submit the redemption form along with a valid reference number/ application proof provided by CNCBI on or before 15 April 2024, you can earn extra Tax Loan Application Bonus of HK$800 (Given out as 8,000 SmartPoints).

What you need to know

  1. MoneySmart Exclusive - Repayment period of 12-24months, and loan amount between:
    ・HK$100,000-$299,999, get HK$300 Apple Store Gift Card / PARKnSHOP supermarket voucher;
    ・HK$300,000-$799,999, get HK$1,200 Apple Store Gift Card/ PARKnSHOP supermarket voucher / JBL Charge 5 Portable Waterproof Speaker (HK$1399);
    ・HK$800,000 or above, get HK$2,400 Apple Store Gift Card / PARKnSHOP supermarket voucher / Bose QuietComfort Headphones (HK$2,699)

  2. Repayment period of 36 months or above, and loan amount between:
    ・HK$100,000-$299,999, get HK$500 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card;
    ・HK$300,000-$799,999, get HK$2,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card/ Apple HomePod (retail price: HK$2,299);
    ・HK$800,000 or above, get HK$4,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card/ AirPods Max (retail price: $4,599);

  3. March Limited-time Tax Loan Reward offer is subject to terms and conditions. For details, please click here.

  4. An eligible customer who applied for the designated product within the promotional period will receive 8,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  5. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
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Monthly Payment
HK$8,407