Guaranteed application reward HK$600
2.72%
APR*
HK$302,304
Total Amount Payable
HK$2,304
Total Interest Payable
MoneySmart Exclusive

【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher/ SHKP Malls Gift Card ! New gift options include but not limited to AirPods Max / Apple HomePod/ JBL Charge 5 Wireless Speaker/ Bose QuietComfort Headphones!



【Tax Season Clear Ahead🧧】Earn 6,000 SmartPoints (equivalent to HK$600) with Your Tax Loan Application】
From now until 29 Febraury, apply for CNCBI $mart Plus Tax Season Loan via MoneySmart, you can earn an extra 6,000 SmartPoints regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$400 cash! Click here to learn more.

Valid until 29 Feb 2024 - See more details below

Are you eligible?

    • Until 29 February 2024, successfully apply via MoneySmart and draw down the loan

    • Submit MoneySmart reward claim form on or before 15 Mar 2024

    • 【Guaranteed Application Rewards】Apply for CNCBI $mart Plus Tax Season Loan via MoneySmart from 1 Feb to 29 Feb, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the CNCBI or before 31 March 2024, you can earn 6,000 SmartPoints

What you need to know

  1. MoneySmart Exclusive - Repayment period of 12-24months, and loan amount between:
    ・HK$100,000-$299,999, get HK$300 Apple Store Gift Card / PARKnSHOP supermarket voucher;
    ・HK$300,000-$799,999, get HK$1,200 Apple Store Gift Card/ PARKnSHOP supermarket voucher / JBL Charge 5 Portable Waterproof Speaker (HK$1399);
    ・HK$800,000 or above, get HK$2,400 Apple Store Gift Card / PARKnSHOP supermarket voucher / Bose QuietComfort Headphones (HK$2,699)

  2. Repayment period of 36 months or above, and loan amount between:
    ・HK$100,000-$299,999, get HK$500 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card;
    ・HK$300,000-$799,999, get HK$2,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card/ Apple HomePod (retail price: HK$2,299);
    ・HK$800,000 or above, get HK$4,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / SHKP Malls Gift Card/ AirPods Max (retail price: $4,599);

  3. February Limited-time Tax Loan Reward offer is subject to terms and conditions. For details, please click here.

  4. An eligible customer who applied for the designated product within the promotional period will receive 6,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  5. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
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Monthly Payment
HK$12,846