Loan amount up to HK$2,000,000
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate (APR as low as 6.38%). The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$32,599 reward for successful applications with a designated loan amount.
6.61%
APR*
HK$101,440
Total Amount Payable
HK$1,440
Total Interest Payable
MoneySmart Exclusive

【Earn 8,000 SmartPoints Regardless of Approval!】
From now until 31 March 2024, apply for DBS Debt Consolidation Loan via MoneySmart and submit the required documents, you can earn an extra 8,000 SmartPoints (equivalent to HK$800) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.



👑Rewards Peaking: Up to HK$32,599!Take a step to building your wealth by consolidating your debts today! 
During Flash Sales (18-31 March 2024), both new and existing customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$18,800 rewards. But that's not ALL! Customers could also get an extra MoneySmart exclusive reward: up to HK$10,500 cash vouchers or The New iMac 24-in. (M3) or iPhone 15 256GB or iPad Pro 11-in. (4th generation) Wi-Fi 128 GB! With the DBS coupon and Application Bonus, the total rewards can be elevated up to HK$32,599!

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31 March 2024 and draw down the loan on or before 22 April 2024

    • 【MoneySmart Exclusive】
      - Loan amount between HK$1,000,000 or above, enjoy an extra The New iMac 24-in. (M3) 10-Core CPU, 10-Core GPU, 512GB SSD (Retail price: HK$12,999)/ [Upgraded!] HK$10,500 Apple Store Gift Card/ HK$10,500 PARKnSHOP Supermarket Voucher/ HK$10,500 SHKP Mall Voucher!
      - Loan amount between HK$700,000 - $999,999, enjoy an extra iPhone 15 256GB (Retail price: HK$7,699)/ [Upgraded!] HK$8,000 Apple Store Gift Card/ HK$8,000 PARKnSHOP Supermarket Voucher/ HK$8,000 SHKP Mall Voucher!
      - Loan amount between HK$300,000 - $699,999, enjoy an extra iPad Pro 11-in. (4th generation) Wi-Fi 128GB (Retail price: HK$6,499)/ [Upgraded!] HK$6,000 Apple Store Gift Card/ HK$6,000 PARKnSHOP Supermarket Voucher/ HK$6,000 SHKP Mall Voucher!
      - Loan amount between HK$100,000 - $299,999, enjoy an extra [New!] AirPods Pro (2nd generation) (Retail price: HK$1,849)/ [Upgraded!] HK$1,500 Apple Store Gift Card/ HK$1,500 PARKnSHOP Supermarket Voucher/ HK$1,500 SHKP Mall Voucher!

    • 【DBS Cash Coupon】
      - Loan amount above HK$1,500,000, enjoy up to HK$18,800 reward
      - Loan amount between HK$1,000,000 - $1,499,999, enjoy up to HK$10,800 reward
      - Loan amount between HK$700,000 - $999,999, enjoy up to HK$4,800 reward
      - Loan amount between HK$300,000 - $699,999, enjoy up to HK$1,800 reward
      - Loan amount between HK$100,000 - $299,999, enjoy up to HK$800 reward

    • 【Guaranteed Application Rewards】Apply for DBS Debt Consolidation Loan via MoneySmart from 1 Mar to 31 Mar 2024, submit the required documents and fill in the redemption form along with a valid reference number provided by DBS on or before 31 May 2024, you can earn HK$800 cash coupon (converted with 8,000 SmartPoints).

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 May 2024

  3. A redemption letter will be sent to the eligible customer by mail within 5 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

  4. 【Guaranteed Application Rewards】An eligible customer who applied for the designated product within the promotional period will receive 8,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$32,599 reward for successful applications with designated loan amount.

All Details

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Monthly Payment
HK$8,453