All Details

• Key Features

  • Annualised Percentage Rate as low as 2.47%*

  • Up to HK$5,300 Cash Rebate

  • $0 handling fee

  • Repayment period up to 60 months

  • Loan amount of up to HK$3,000,000 or 23 times of the monthly salary, whichever is lower

  • 1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above (Processing time may vary in some cases depending on the actual circumstances of individual applications.)

  • Early redemption fee will be waived within 30 days of the draw down date

  • Cash withdrawal from over 1,000 HSBC's ATMs and branches

  • *Only applicable to customers who have successfully applied for and drawn down the loan during the promotional period with an approved loan amount of HK$1,500,000 or above. Based on a monthly flat rate of 0.11%, the Annualised Percentage Rate (APR) is 2.47%. The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.

  • Terms and Conditions apply.

  • To borrow or not to borrow? Borrow only if you can repay!

Fees & Charges

Early Settlement Fee	2% of outstanding principal amount plus repayment of any applicable promotion offers

Eligibility

Age Requirement	18 years old or above
Residency Status	Hong Kong resident