1.75%*

APR

Only applicable to selected customers who successfully apply for and draw down an approved loan of HK$1,500,000 or above during the promotional period which starts on 7 November 2024 to 10 December 2024 (the "Promotional Period"). For a repayment period of 12 months, the monthly flat rate is 0.10% and the Annualized Percentage Rate (APR) is 2.25% (without any cash rebate and RewardCash) or 1.75% (taking into account HK$2,000 cash rebate and $1,950 RewardCash under Successful Application Offer). The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Bank and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. For your eligible rates, please call our hotline (852) 2748 8080, log on to HSBC Online Banking or the HSBC HK Mobile Banking app for details.

^HK$221,600

Total Amount Payable

^HK$21,600

Total Interest Payable

All Details

• Key Features

  • Annualised Percentage Rate as low as 1.75%*

  • Cash Rebate up to $33,800 rebates

  • HK$0 handling fee

  • Flexible repayment period up to 60 months

  • Loan amount of up to HK$3,000,000 or 23 times of the monthly salary, whichever is lower

  • Terms and Conditions apply

  • To borrow or not to borrow? Borrow only if you can repay!

• Repayment Summary

  Principal Loan Amount	HK$200,000
  Total Interest Payable	HK$21,600
  Monthly Payment	HK$9,233
  Total Amount Payable	HK$221,600
  Handling Fee	HK$0
  Annual Percentage Rate	10.53%
  Monthly Interest Rate	0.45%
  Loan Tenure	24 Months

Fees & Charges

Late Payment Fee	2.25% per month calculated on daily basis for amounts in arrears, plus HK$400 on each instalment due to insufficient funds
Early Settlement Fee	2% of outstanding principal amount plus repayment of any applicable promotion offers

Plan Materials

Terms and Conditions	Read More

Eligibility

Age Requirement	18 years old or above
Residency Status	Hong Kong resident
Employment Status	Monthly income of at least HK$5,000