Last chance for low-interest loan! A flexible loan product with low-interest instalment and combined the benefits of both revolving and instalment loan. Enjoy APR as low as 1.61%* and no extra fee for early repayments, re-borrow without reapproval. As quickly as 2 minutes instant approval and disbursement online. Supporting documents not required, Apply 24x7 with mobile app!
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MoneySmart Exclusive
Enjoy APR as low as 1.61%*, earn up to $4,150 HKD cash rebate!
Effective immediately from now on to 30 June, earn an extra HK$3,900 rebate with MoneySmart exclusive invitation code 【MSMART#CASH5】. New customers who spend HK$250 at a single purchase can enjoy HK$250 welcome offer. Enjoy total up to HK$4,150 cash reward**!

For livi Flexi Loan "Personal Loan" Cash Rebate Offer (Drawdown with a minimum tenor of 36 months or above​), please refer to the following details and the terms & conditions.
Valid until 30 Jun 2023 - See more details below

Are you eligible?

    • Use MoneySmart exclusive invitation code【MSMART#CASH5】to apply loan to earn up to HK$4,150 cash rewards!
    • New customers who have opened account with promote code【MSMART#CASH5】and spend $250 will get extra $250 cash rewards 
    • A single transaction of $250 or above with livi PayLater Mastercard® / livi Debit Mastercard® / livi UnionPay QR payment

What you need to know

  1. Drawdown HK$50,000 - HK$99,999:HK$100 Cash Rebate
  2. Drawdown HK$100,000 - HK$199,999: HK$200 Cash Rebate
  3. Drawdown HK$200,000 - HK$799,999: HK$900 Cash Rebate
  4. Drawdown HK$800,000 - HK$999,999: HK$1,400 Cash Rebate
  5. Drawdown HK$1,000,000 or above: HK$3,900 Cash Rebate

Quick Facts

Best For

Suitable for those who have plans in mind but didn't achieve it due to lack of money. E.g. for home decoration/moving into a new house/marriage/start for a new business. For those who request a flexible loan service with low-interest

Loan Approval Time

Get approvals and disbursements in as quickly as 2 minutes^ via our 24-hour service online!

Loan Disbursement

As quickly as 2 minutes instant approval and disbursement

Guaranteed Interest Rate?

Enjoy APR as low as 1.61%*

Expert Tips

Apply for a loan anywhere, anytime through our app! No proof required#

All Details

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