livi's all-new Flexi Loan "Balance Transfer" helps you save money while paying off all your loans with saved interest up to 96%^ and revolving stand-by cash*! Apply it 24 x 7 online through our app!
2.9%
APR*
HK$309,360
Total Amount Payable
HK$9,360
Total Interest Payable
All Details
livi's all-new Flexi Loan "Balance Transfer": Save interest expenses and get out of loans with our total solution. A revolving stand-by cash* is offered to ease your burden!
Save Interest Expenses up to 96%^: Combine and clear your outstanding card bills and loans to help you save on interest expenses with no handling fee, while focusing on one repayment with a single due date let you manage your payments much easier.
Loan Amount up to 21X of Monthly Salary: Enjoy loan amount up to 2,000,000 HKD and choose to repay from 3 months to 72 months with flexibility.
Extra Cash* Reborrow Anytime without Reapproval: Apply for ""Balance Transfer"" and get livi Flexi Loan ""Personal Loan"" with just one application. Get extra cash up to 1,000,000 HKD. * Reborrow anytime from the repaid loan amount without [email protected], giving you extra flexbility!
Customized Repayment Solutions: Enjoy customized repayment solutions created by our team of professionals based on your financial status. Whether you want to extend the repayment period, or ease your burden by saving interest, we will help to meet your needs! Apply it 24 x 7 online through our app!
*If you apply for livi Flexi Loan “Balance Transfer", an additional revolving credit facility (livi Flexi Loan “Personal Loan") may be granted, depending on your needs and subject to the Bank's approval.
**This rebate is indicative and for reference only. The cash rebate amount varies for applications, and may not be applicable to your applied loan amount and tenor. The offer is subject to limited quota. In case of any disputes, the Bank reserves the right of final decision. Terms and Conditions apply.
@Any repaid principal amount can only be made available for re-borrowing for livi Flexi Loan “Personal Loan" customers after the relevant first instalment loan have been repaid for at least three months or the loan has been early settled.
^The example is calculated based on an annual interest rate of 30% charged by a general credit card on a monthly repayment of 1% of the credit card outstanding balance or 100 HKD (whichever is higher) with a 474-month repayment period. The Annualised Percentage Rate (APR) is 34.46%. For livi Flexi Loan "Balance Transfer", it is calculated based on a monthly flat rate of 0.25% with a 36-month repayment period. The total repayment amount is 218,000 HKD. The Annualised Percentage Rate (APR) is 5.83%. The total interest expenses over the whole repayment period quoted above are rounded to the nearest dollars. The example is for reference only.
Terms and Conditions apply
To borrow or not to borrow? Borrow only if you can repay!
Please refer to Key Facts Statement, relevant terms and conditions and remarks for livi Flexi Loan “Balance Transfer" and livi Flexi Loan “Personal Loan" at livi website or app.
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