3.33% APR guaranteed upon HK$500k loan size
1.28%
APR as low as*
HK$304,464
Total Amount Payable
HK$4,464
Total Interest Payable
MoneySmart Exclusive

Apply "Mox Instant Loan" of HK$500,000 or more, an APR of 3.33% is guaranteed for any repayment period. 🤯
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Up to HK$15,688 with Mox Welcome Offer!🎉
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 June 2025 will earn an application bonus of a HK$300 voucher regardless of approval!
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Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HK$4,500 Cash Rebate. Rewards valued at up to HK$15,688💰
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Wait, there’s more! Apply now to win FREE football tickets ⚽️
Want to catch Liverpool vs AC Milan LIVE? Successfully apply for Instant Loan of at least HKD100,000 and 12-month tenor by 4 July 2025, and you’ll automatically enter our lucky draw for a chance to win 2 FREE tickets* to the Standard Chartered Trophy this July!
*Winners will be announced by 11 July 2025. Please refer to Mox website for details.

Valid until 30 Jun 2025 - See more details below

Are you eligible?

    • New customers who successfully apply Mox Instant Loan using the MoneySmart invitation code "MSCASH10", regardless of approval, can receive HK$300 PARKnSHOP Supermarket Voucher

    • New or existing customers who successfully apply, with designated loan amount, can receive up to HK$4,500 Rebate :
      ・Loan amount between HK$70,000 - $149,999, enjoy an extra reward of HK$2,000 Apple Store Gift Card / HKTVmall e-Voucher / PARKnSHOP Supermarket Voucher
      ・Loan amount between HK$150,000 - $299,999, enjoy an extra reward of HK$3,500 Apple Store Gift Card / HKTVmall e-Voucher / PARKnSHOP Supermarket Voucher
      ・Loan amount HK$300,000 or above, enjoy an extra reward of HK$4,500 Apple Store Gift Card / HKTVmall e-Voucher / PARKnSHOP Supermarket Voucher

    • New customers who successfully opened a Mox account using the MoneySmart invitation code “MSCASH10” and apply Mox Instant Loan, will receive an email from Mox Bank containing containing the "Successful Application Number" within 30 working days. The email will be sent to the email address registered with Mox; if you have not received the email, please check your spam folder.

      The exclusive offer from MoneySmart is provided by MoneySmart. Its redemption, usage methods, and any disputes are not related to Mox. 

    • Existing customers need to provide the phone number used to apply for the Mox account for verification within 7 days after successfully drawdown the loan, and complete the MoneySmart exclusive claim form for verification.

What you need to know

  1. 【Mox Rewards - for both new and existing customers can earn up to HK$10,888 Cash Rewards!】
    From now until 30 June 2025, you can enjoy up to HK$10,888 Cash Reward when you successfully apply for our designed Instant Loan to achieve your life goals faster. Details below:
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    Repayment period of 36 months to 48 months:
    Loan amount between HK$250,000-HK$499,999, enjoy HK$1,500 cash rewards
    Loan amount between HK$500,000-HK$999,999, enjoy HK$2,000 cash rewards
    Loan amount HK$1,000,000 or above, enjoy up to HK$4,000 cash rewards
    ⠀⠀
    Repayment period of 49 months or above:
    Loan amount between HK$150,000-HK$249,999, enjoy HK$1,000 cash rewards
    Loan amount between HK$250,000-HK$499,999, enjoy HK$2,000 cash rewards
    Loan amount between HK$500,000-HK$749,999, enjoy HK$4,000 cash rewards
    Loan amount between HK$750,000-HK$999,999, enjoy HK$6,000 cash rewards
    Loan amount HK$1,000,000 or above, enjoy up to HK$10,888 cash rewards
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    Cash Reward will be credited to your Mox Account on or before 31 July 2025.

  2. Loan Application Process
    1. Log in to the Mox app.
    2. Select "More".
    3. Tap on "Borrow".
    4. Click on "Apply for Instant Loan".
    5. Choose the loan amount and repayment period.

T&Cs
Claim Form

All Details

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Monthly Payment
HK$12,686