Get the Best Bank of China Personal Loans Rates in Hong Kong 2019

Updated December 2019

Looking for the best personal loans in Hong Kong? MoneySmart compares different loan plans from Bank of China with confidence.

Edit Loan Details

Loan Details
HK$
HK$
BOC express cash instalment loan
Monthly
Payment
HK$8,798

5.4200%

APR*

$211,161

Total Amount Payable

$8,161

Total Interest Payable

HK$8,798

Monthly Payment

Key Features

Provide Instant Approval Result
flexible repayment period, the minimum and maximum repayment period are 6 months and 60 months respectively
Loan amount up to HKD 2,000,000 or 12 times of the monthly salary (whichever is lower)
APR as low as 3.09%
Lowest salary requirement: Annual salary is HK$48,000 or above

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$8,161
Handling FeeHK$3,000
Total Amount PayableHK$211,161
Annual Percentage Rate5.4200%
Monthly PaymentHK$8,798
Repayment Period24 months
BOC Express Cash Instalment Loan Balance Transfer
Monthly
Payment
HK$9,166

9.7700%

APR*

$219,990

Total Amount Payable

$15,990

Total Interest Payable

HK$9,166

Monthly Payment

Key Features

Loan amount up to HKD 2,000,000 or 21 times of the monthly salary (whichever is lower)
APR as low as 5.29%
Repayment period up to 72 months
Lowest salary requirement: Annual salary is HK$72,000 or above

Repayment Summary

Principal Loan AmountHK$200,000
Total Interest PayableHK$15,990
Handling FeeHK$4,000
Total Amount PayableHK$219,990
Annual Percentage Rate9.7700%
Monthly PaymentHK$9,166
Repayment Period24 months

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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