Get the Best Hang Seng Bank Personal Loans Rates 2020 in Hong Kong

Loan amount of up to 21 times of your monthly salary
Enjoy extra cash up to 8 times of your monthly salary on hand
Repayment periods up to 72 months
Personalised interest rate to save more than 89% of interest expenses
Above information is for reference only. Please refer to Hang Seng Bank website for the loan details.

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$2,400
Total Amount Payable	HK$102,400
Annual Percentage Rate	6.4400%
Monthly Payment	HK$8,533
Repayment Period	12 months

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Monthly
Payment

HK$8,593

Hang Seng Personal Instalment Loan

5.8600%

APR*

$103,120

Total Amount Payable

$3,120

Total Interest Payable

HK$8,593

Monthly Payment

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Monthly flat rate as low as 0.12% (Annualized Percentage Rate as low as 2.68%)* and handling fee waiver*
Up to HKD1,000 Cash Rebate for online or mobile application
Payroll Customers do not need to submit documents and enjoy extra up to HKD500 Cash Rebate
Loan amount up to HKD3,000,000 or 15 times of your monthly salary (whichever is lower), and repayment periods up to 60 months
During repayment period, you can also apply for a Top-up Loan on your repaid principal amount with no documents required
*For a loan amount of HKD1,000,000 or above, the annualized percentage rate of 2.68% is calculated based on a monthly flat rate of 0.12% and a 12-month repayment period, including the full handling charge waiver. The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
Above information is for reference only. Please refer to Hang Seng Bank website for the loan details.

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$3,120
Total Amount Payable	HK$103,120
Annual Percentage Rate	5.8600%
Monthly Payment	HK$8,593
Repayment Period	12 months

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More Details

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The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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Get the Best Hang Seng Bank Personal Loans Rates in Hong Kong 2020

Loan Details

Hang Seng Debt Consolidation Instalment Loan

Key Features

Repayment Summary

Hang Seng Personal Instalment Loan

Key Features

Repayment Summary