Updated December 2019
Looking for the best personal loans in Hong Kong? MoneySmart compares different loan plans from HSBC with confidence.
Edit Loan Details
Total Amount Payable
Total Interest Payable
|Monthly flat rate as low as 0.13% (APR as low as 2.92%)|
|Online offer of up to HK$500 cash rebate|
|Document submission offer of HK$100 cash rebate|
|HK$0 handling fee|
|Loan amount of up to HK$1,500,000 or 12 times of the monthly salary|
|Choice of repayment period from 6 months to 60 months|
|1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above|
|30-day service pledge – early redemption fees waiver|
|Cash withdrawal from over 1,000 HSBC's ATMs and branches|
|Principal Loan Amount||HK$200,000|
|Total Interest Payable||HK$12,960|
|Total Amount Payable||HK$212,960|
|Annual Percentage Rate||6.28%|
|Repayment Period||24 months|
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!