Up to HK$2,300 Coupons for applying for Personal Instalment Loan
Principal Loan Amount
Total Interest Payable
Total Amount Payable
Annual Percentage Rate
|Fee & Charges|
|1.5% (Special handling fee of 1% will be offered for loan amount of HK$1,000,000 or above with 12 months tenor)|
Late Payment Fee
|A default interest of 3% of the total monthly repayment amount overdue and a late charge of HK$300|
Early Settlement Fee
|1.5% per annum on the original principal amount of the loan will be charged for the number of years in the remaining loan tenor (any part of a year shall be rounded up to a year)|
|18 years old or above|
|Hong Kong resident|
|Minimum Annual Income HK$80,000|
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!