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Updated February 2019
Thinking about getting a personal loans in Hong Kong? MoneySmart.hk lets you compare and choose the best personal loans in Hong Kong with confidence.
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3.13%
APR*
$216,068
Total Amount Payable
$16,068
Total Interest Payable
HK$3,601
Monthly PaymentAnnualized Percentage Rate as low as 3.13% | |
Repayment term up to 60 months | |
Loan amount up to HK$2,000,000 | |
$0 handling fee |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$16,068 |
Total Amount Payable | HK$216,068 |
Annual Percentage Rate | 3.13% |
Monthly Payment | HK$3,601 |
Repayment Period | 60 months |
3.83%
APR*
$204,800
Total Amount Payable
$4,800
Total Interest Payable
HK$3,413
Monthly PaymentUp to HK$3,000 Coupons for applying for Debt Consolidation Loan | |
Loan amount up to 21x monthly salary or HK$2,000,000 | |
Instalment period up to 72 months | |
1-minute approval |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$4,800 |
Total Amount Payable | HK$204,800 |
Annual Percentage Rate | 3.83% |
Monthly Payment | HK$3,413 |
Repayment Period | 60 months |
3.13%
APR*
$216,068
Total Amount Payable
$16,068
Total Interest Payable
HK$3,601
Monthly PaymentRepayment term up to 60 months | |
Loan amount up to 21X Monthly Salary or HK$1,200,000 | |
$0 handling fee | |
Up to 30% off on total interest payment |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$16,068 |
Total Amount Payable | HK$216,068 |
Annual Percentage Rate | 3.13% |
Monthly Payment | HK$3,601 |
Repayment Period | 60 months |
4.39%
APR*
$222,800
Total Amount Payable
$22,800
Total Interest Payable
HK$3,713
Monthly PaymentPreferential monthly flat rate as low as 0.08% (APR as low as 1.77%*) | |
Apply online to enjoy HK$100 cash rebate | |
Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate | |
HK$0 handling fee | |
Loan amount of up to HK$3,000,000 or 12 times of the monthly salary | |
Choice of repayment period from 6 months to 60 months | |
1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above | |
30-day service pledge – early redemption fees waiver | |
Cash withdrawal from over 1,000 HSBC's ATMs and branches | |
*This APR includes cash rebate |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$22,800 |
Total Amount Payable | HK$222,800 |
Annual Percentage Rate | 4.39% |
Monthly Payment | HK$3,713 |
Repayment Period | 60 months |
4.64%
APR*
$224,000
Total Amount Payable
$24,000
Total Interest Payable
HK$3,733
Monthly PaymentFree professional analysis on your current card and loan indebtedness, and suggest the most interest saving and fastest repayment plan | |
No handling fee, no early settlement fee | |
Repayment terms up to 60 months | |
Express approval. Cash will be disbursed within 1 hour from confirmation of loan | |
From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application | |
For more loan details, please visit PrimeCredit’s website | |
Money Lender’s License No.: 748/2018 |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$24,000 |
Total Amount Payable | HK$224,000 |
Annual Percentage Rate | 4.64% |
Monthly Payment | HK$3,733 |
Repayment Period | 60 months |
4.49%
APR*
$224,000
Total Amount Payable
$24,000
Total Interest Payable
HK$3,733
Monthly PaymentWe won’t charge any handling fee, membership fee, annual fee or revolving loan fee on all loan applications. | |
If a customer uses specific Bank’s account to receive funds, the transfer of funds can even be done overnight and during public holidays. | |
*All examples and information of interest rate are for reference only, and any final approval is subject to actual circumstances of individual loan applicant. | |
Subject to terms and conditions of promotion. For terms and conditions details, please visit website of Promise (Hong Kong) Co., Limited. | |
Promise (Hong Kong) Co., Limited reserves the right to change any terms and conditions relating to this promotion. All loan approvals are subject to the final decision of Promise (Hong Kong) Co., Limited Money Lenders License Number: 1355/2018. |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$24,000 |
Total Amount Payable | HK$224,000 |
Annual Percentage Rate | 4.49% |
Monthly Payment | HK$3,733 |
Repayment Period | 60 months |
4.64%
APR*
$224,000
Total Amount Payable
$24,000
Total Interest Payable
HK$3,733
Monthly PaymentInstant approval and withdrawal, no income proof is required for loan amount of $50,000 or less | |
10 mins express approval. Cash will be disbursed within 1 hour from loan confirmation | |
No handling fee, no early settlement fee | |
From now till 28 February, HK$1,888 Cash Bonus will be rewarded upon successful application | |
For more details, please visit PrimeCredit’s website | |
Money Lender’s License No.: 748/2018 |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$24,000 |
Total Amount Payable | HK$224,000 |
Annual Percentage Rate | 4.64% |
Monthly Payment | HK$3,733 |
Repayment Period | 60 months |
5.27%
APR*
$227,264
Total Amount Payable
$15,264
Total Interest Payable
HK$3,788
Monthly PaymentAPR as low as 2.91% | |
Repayment period of up to 60 months | |
Loan amount of up to 21 times your monthly basic salary (maximum HK$1,200,000) | |
Successfully apply and submit documents online to get cash rebate of HK$300 | |
Extra cash rebate for new customers of up to HK$1,500 |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$15,264 |
Handling Fee | HK$12,000 |
Total Amount Payable | HK$227,264 |
Annual Percentage Rate | 5.27% |
Monthly Payment | HK$3,788 |
Repayment Period | 60 months |
6.10%
APR*
$230,040
Total Amount Payable
$20,040
Total Interest Payable
HK$3,834
Monthly PaymentLoan Amount up to HK$1,200,000 or 12 times of monthly salary (whichever is lower)* | |
Flexible repayment tenor up to 60 months | |
Simple application documents | |
Instant cash deposit to your designated bank account after approval, you can make efficient cash |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$20,040 |
Handling Fee | HK$10,000 |
Total Amount Payable | HK$230,040 |
Annual Percentage Rate | 6.10% |
Monthly Payment | HK$3,834 |
Repayment Period | 60 months |
6.94%
APR*
$236,060
Total Amount Payable
$36,060
Total Interest Payable
HK$3,934
Monthly PaymentAPR as low as 3.33% & 0% handling fee | |
Up to HK$2,000,000 or 18 times of your monthly salary (whichever is lower) | |
With wavier on early redemption fees and charges | |
Exclusive Online Offer up to HK$500 Cash Coupon |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$36,060 |
Total Amount Payable | HK$236,060 |
Annual Percentage Rate | 6.94% |
Monthly Payment | HK$3,934 |
Repayment Period | 60 months |
8.52%
APR*
$244,520
Total Amount Payable
$44,520
Total Interest Payable
HK$4,075
Monthly PaymentUp to 18 times of your monthly salary or HKD2,000,000 (whichever is lower) | |
Interest saving | |
Up to 72 months |
Principal Loan Amount | HK$200,000 |
Total Interest Payable | HK$44,520 |
Total Amount Payable | HK$244,520 |
Annual Percentage Rate | 8.52% |
Monthly Payment | HK$4,075 |
Repayment Period | 60 months |
The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. To borrow or not to borrow? Borrow only if you can repay!
Purpose | Product | Max. Loan Amount |
---|---|---|
Improve cash flow | Promise Easy Loan | HK$600,000 |
Clear credit card debts | DBS Debt Consolidation Loan | HK$2,000,000 or 21x of monthly salary |
Improve cash flow | Citibank Speedy Cash | HK$2,000,000 or 12x of monthly salary |
Clear credit card debts | Citibank Card Debt Consolidation Loans | HK$1,200,000 or 21x of monthly salary |
Clear credit card debts | Dah Sing Credit Mastermind Instalment Loan | HK$1,200,000 |
Improve cash flow | PrimeCredit Fixed Loan | HK$600,000 or 18x of monthly salary |
Clear credit card debts | PrimeCredit Balance Transfer Loan | HK$600,000 or 18x of monthly salary |
Improve cash flow | Standard Chartered Personal Instalment Loan | HK$2,000,000 or 18x of monthly salary |
Clear credit card debts | Standard Chartered Debt Consolidation Program | HK$2,000,000 or 18x of monthly salary |
Improve cash flow | DreamCash Personal Loan | HK$1,200,000 or 12x of monthly salary |
Improve cash flow | WeLend Personal Loan | HK$600,000 |
Improve cash flow | Real 0% Interest i-Money Internet Personal Loan | HK$50,000 |