Standard Chartered Personal Instalment Loan  (Applicable to Tax Season)

Standard Chartered Personal Instalment Loan (Applicable to Tax Season)

Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.85% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
6.28%
APR*
HK$212,960
Total Amount Payable
HK$12,960
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer】
Get total reward up to HK$16,698! From now on until 30 November 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip 6  (value: $8,698) or HK$7,800 Apple Store Gift Card or HK$7,800 PARKnSHOP supermarket vouchers or HK$7,800 HKTVmall e-Vouchers.

Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • From 1 November 2024 until 30 November 2024, applicants who successfully apply loan amount of HK$200,000 or above via MoneySmart with loan draw down within 3 months are entitled to an exclusive offer:

    • Fulfilled by MoneySmart:
      ・For loan amount HK$200,000 –HK$299,999, customer is eligible for LG Soundbar S70TY (Value: HK$3,980) / HK$3,800 Apple Store Gift Card / HK$3,800 PARKnSHOP supermarket vouchers / HK$3,800 HKTVmall e-Vouchers;

      ・For loan amount HK$300,000 – HK$499,999, customer is eligible for iPad Air 13-inch 256GB (Value: HK$7,099) / HK$6,800 Apple Store Gift Card / HK$6,800 PARKnSHOP supermarket vouchers / HK$6,800 HKTVmall e-Vouchers;

      ・For loan amount HK$500,000 or above, customer is eligible for a  Samsung Galaxy Z Flip6 (Value: HK$8,698) / HK$7,800 Apple Store Gift Card / HK$7,800 PARKnSHOP supermarket vouchers / HK$7,800 HKTVmall e-Vouchers

    • 【Fulfilled by Standard Chartered】
      From 3 September 2024 to 30 November 2024, get up to HK$8,000 cash rebate when successfully applied for and draw down within 3 month. Details are as below:

    • Repayment period of 12-24 months, and loan amount between:
      ・HK$100,000 - HK$299,999, customer is eligible for up to HK$500 cash rebate;
      ・HK$300,000 - HK$799,999, customer is eligible for up to HK$1,000 cash rebate;
      ・HK$800,000 - HK$1,499,999, customer is eligible for up to HK$1,500 cash rebate;
      ・HK$1,500,000 or above, customer is eligible for up to HK$3,000 cash rebate

    • Repayment period of 36-60 months, and loan amount between:
      ・HK$100,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate;
      ・HK$200,000 - HK$399,999, customer is eligible for up to HK$1,500 cash rebate;
      ・HK$400,000 - HK$599,999, customer is eligible for up to HK$2,000 cash rebate;
      ・HK$600,000 - HK$1,499,999, customer is eligible for up to HK$3,000 cash rebate;
      ・HK$1,500,000 or above, customer is eligible for up to HK$7,000 cash rebate;
      ・Extra HK$1,000 cash rebate for New Client* with the loan tenor of 36 months - 60 months
      ⠀⠀
      *Extra Cash Rebate is only applicable to new client - applicants who are not holding loan and/or credit cards issued by Bank at the time of Loan application with tenor from 36 - 60 months and loan amount equal or higher than HK$50,000

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must submit the redemption form  after logging in to MoneySmart on or before 31 December 2024

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates for online applications

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$8,000 cash rebate for successful online application and cash disbursement.

All Details

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Monthly Payment
HK$8,873