Standard Chartered Personal Instalment Loan

Standard Chartered Personal Instalment Loan

Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.85% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
6.28%
APR*
HK$212,960
Total Amount Payable
HK$12,960
Total interest payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 31 July 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.

Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • From 1 July 2024 until 31 July, applicants who successfully apply loan amount of HK$200,000 or above via MoneySmart with loan draw down within 3 months are entitled to an exclusive offer:

    • Fulfilled by MoneySmart:
      For loan amount HK$200,000 –HK$299,999, customer is eligible for SAMSUNG Music Frame HW-LS60D (value:HK$3,980) / HK$3,800 PARKnSHOP supermarket voucher/HK$3,800 Apple Store Gift Card;
      ・For loan amount HK$300,000 – HK$499,999, customer is eligible for SAMSUNG Galaxy Book4 (15.6", Core 5, 16GB) (value $7,180) /HK$6,800 PARKnSHOP supermarket voucher or HK$6,800 Apple Store Gift Card;
      ・For loan amount HK$500,000 or above, customer is eligible for a  SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) / HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card

    • Fulfilled by Standard Chartered: From 3 Jun 2024 to 31 Aug 2024, get up to HK$8,000 cash rebate when successfully applied for and draw down within 3 month:

      Repayment period of 12-24 months, and loan amount between:
      ‧HK$100,000 - HK$299,999, customer is eligible for up to HK$500 cash rebate;
      ‧HK$300,000 - HK$799,999, customer is eligible for up to HK$1,000 cash rebate;
      ‧HK$800,000 - HK$1,499,999, customer is eligible for up to HK$1,500 cash rebate;
      ‧HK$1,500,000 or above, customer is eligible for up to HK$3,000 cash rebate

    • Repayment period of 36-60 months, and loan amount between:
      ‧HK$100,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate;
      ‧HK$200,000 - HK$399,999, customer is eligible for up to HK$1,500 cash rebate;
      ‧HK$400,000 - HK$599,999, customer is eligible for up to HK$2,000 cash rebate;
      ‧HK$600,000 - HK$1,499,999, customer is eligible for up to HK$3,000 cash rebate;
      ‧HK$1,500,000 or above, customer is eligible for up to HK$7,000 cash rebate
      *Extra HK$1,000 cash rebate for New Client* and loan tenor is 36 months - 60 months
      *
      Extra Cash Rebate is only applicable to new client - applicants who are not holding loan and/or credit cards issued by Bank at the time of Loan application with tenor from 36 - 60 months and loan amount equal or higher than HK$50,000

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must submit the redemption form on or before 31 August 2024

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates for online applications

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$8,000 cash rebate for successful online application and cash disbursement.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,873