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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$8,513
Apply Now
Back to all Personal Loan
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $150,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.88%
The lowest APR
HK$102,160
Total Amount Payable
HK$2,160
Total Interest Payable
MoneySmart Exclusive

 Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!

【Last Chance! Apply for Personal Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 30 April, apply for designated loans from Welend via MoneySmart, you can earn the application bonus of HK$1,000 vouchers (given out as 10,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$666cash! Click here to learn more.

Valid until 30 Apr 2024 - See more details below

Are you eligible?

    • The promotion is valid from 15 April 2024 to 30 April 2024, both dates inclusive. Terms and Conditions apply.

    • 【Money Smart Exclusive Offer】Up to $4,000 Cash Rebate: Selected customers who have successfully applied for during 1 April 2024 to 30 April 2024 and have drawn down for the designated Loan from Welend through MoneySmart with a net applied loan amount of
      ・HK$200,001 to HK$400,000 and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of $3,800
      ・ HK$400,001 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of HK$4,000.

    • 【WeLend Promotion】Up to $12,000 Cash Rebate：
      The promotion is valid from 1 April to 30 April 2024, both dates inclusive.
      Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the following cash rebate amounts:
      ・Loan amount between HK$100,001 to $200,000: Enjoy $2,800 cash rebate,
      ・Loan amount between HK$200,001 to $300,000: Enjoy $3,800 cash rebate,
      ・Loan amount between HK$300,001 to $400,000: Enjoy $4,800 cash rebate,
      ・Loan amount between HK$400,001 to $500,000: Enjoy $5,800 cash rebate,
      ・Loan amount between HK$500,001 to $600,000: Enjoy $8,800 cash rebate,
      ・Loan amount between HK$600,001 to $800,000: Enjoy $10,800 cash rebate,
      ・Loan amount between HK$800,001 or above: Enjoy $12,000 cash rebate.

    • 【April Personal Loan Reward offer】Apply for a designated WeLend Loan via MoneySmart from 15 April to 30 April, 2024, and submit the redemption form along with a valid reference number/ application proof provided by the WeLend on or before 30 June 2024, you can earn the extra Application Bonus of HK$1,000 (Given out as 10,000 SmartPoints).

What you need to know

  1. Terms and Conditions apply. Please visit Welend.hk for more T&C.

  2. Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!

  3. April Limited-time Loan Reward offer is subject to terms and conditions. For details, please click here.

  4. An eligible customer who applied for the designated product within the promotional period will receive 8,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

  5. MoneySmart reserves the right, at any time, to modify or alter the SmartPoints required to redeem products on the Rewards Store.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$150,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,513
Apply Now