5s A.I. Approval , 24/7 FPS Fund Transfer
8.0%
APR*
HK$348,240
Total Amount Payable
HK$48,240
Total Interest Payable
MoneySmart Exclusive

[MoneySmart Exclusive - Up to HK$1,400 rewards!] From now until 31 March 2024, new customers who apply for X Wallet eXpress Loan for the first time, and enter the promo code "SMT1400”, can earn an extra HK$300 PARKnSHOP supermarket voucher from MoneySmart!

"Eligible" new customers who successfully drawdown HK$20,000 or above and meet the following conditions can enjoy HK$800 Cash Reward from X Wallet and an extra HK$300 PARKnSHOP Supermarket Voucher from MoneySmartEnjoy the welcome offer of HK$1,400 in total!

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • From now until 31 March 2024, new customers who enter the promo code "SMT1400" to apply for X Wallet eXpress Loan for the first time and meet the specified conditions with an approved HK$20,000 or above loan will receive a total of HK$1,400 Reward:

    • New customers who enter the promo code "SMT1400"to apply for X Wallet eXpress Loan for the first time, are entitled to $300PARKnSHOP Supermarket Voucher (fulfilled by MoneySmart).

    • Meet the specified conditions with an approved HK$20,000 or above loan will receive HK$800 Cash Reward from X Wallet and an extra HK$300 PARKnSHOP Supermarket Voucher from MoneySmart.

    • Within 90 days when the loan contract is confirmed, the account must remain in a normal and active state and the daily loan balance needs to maintain 50% or above to be considered eligible for the HK$800 Cash Reward from X Wallet. Terms and conditions applied.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 May, 2024

  3. HK$800 Cash Reward will be calculated automatically by the system, the customers do not need to operate manually

  4. The customers will be notified to get the reward within 4-6 weeks after the confirmation of the loan contract 

T&Cs
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All Details

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Monthly Payment
HK$14,510