5s A.I. Approval , 24/7 FPS Fund Transfer
1.15%
APR as low as*
HK$202,496
Total Amount Payable
HK$2,496
Total Interest Payable
X Wallet x MoneySmart
【Limited-time Offer】From 1 May until 31 May 2025, apply for X Wallet X Cash.AI via MoneySmart, and enter the promo code "MS2000", you can
1. Earn an extra HK$300 X Pay E-cash Voucher regardless of approval
2. Enjoy HK$1,700 Cash Reward from X Wallet upon successfully drawing down HK$20,000 or above and meeting the following conditions. Enjoy the welcome offer of HK$2,000 in total!
Valid until 31 May 2025 - See more details below

Are you eligible?

    • From 1 May until 31 May 2025, new customers who enter the promo code "MS2000" to apply for X Cash.AI for the first time and meet the specified conditions with an approved HK$20,000 or above loan will receive up to HK$2,000 Reward in total:
    • New customers who enter the promo code "MS2000" to apply for X Cash.AI for the first time, are entitled to HK$300 X Pay E-Cash Voucher
    • Within 120 days when the loan contract is confirmed, the account must remain in a normal and active state and the daily loan balance needs to maintain HK$20,000 or above to be considered eligible for the HK$1,700 Cash Reward from X Wallet. Terms and conditions applied.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.
  2. HK$300 X Pay E-cash Voucher will be issued 30 days after the last day of the month from the day of successful application. The promo code will be issued automatically to X Wallet and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  3. The additional HK$1,700 Cash Rebate will be automatically credited to the X Wallet ” Rewards” wallet 120 days after the last day of the month in which the loan agreement is confirmed and will have an in-app message to notify eligible customers about the completion of the rewards distribution.

All Details

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Monthly Payment
HK$8,437