1.5%

Min. Rate

4.5%

Saving Rate

^HK$0

Minimum Initial Deposit

All Details

• Key Features

  • 【Mox Flash Saving Offer 】 From now till 30 April 2024, open a Mox Account and deposit HKD50,000 or more within the first 7 days, maintain it with us for 60 days and you will be rewarded a flash cash reward of HKD1,000. Combining with the 1.5% base rate, and 2% new fund reward, your interest can amount up to a guaranteed 15.5% p.a.!

  • Starting today until 19 May 2024, simply spend a designated amount with Mox at Cathay, HK Express, any hotel or travel booking platform to earn miles as low as HKD2=1 Mile, up to 10,000 Miles. Plus, you can earn up to 2% Unlimited CashBack with Mox Credit! Once you’ve completed the offer, you’ll automatically enter the lucky draw, giving you the chance to win 25,000 Miles for a round-trip ticket to Japan!

  • Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA, PARKnSHOP, Wellcome, AEON etc.

  • Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!  

  • Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now! 

  • 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons, Circle K, Deliveroo, HKTaxi, Uber, Trip.com, selected merchants under HKT and more! (Cap HK$1,800 cash reward during the promotion period)

  • Earn up to 3.3% p.a. time deposit interests instantly: Mox is the only bank in Hong Kong to pay interest the exact moment of your deposit; can place Time Deposits 24/7 and starting from HKD1, giving you all the flexibility you need.

  • Earn Miles instantly with Time Deposit and fly immediately: Simply choose to receive Asia Miles as interest and you’ll get the Asia Miles instantly when you place the time deposit; No matter how much you save, you can still choose to earn Asia Miles, so it’s a perfect choice if you’re just missing a few Asia Miles for your next trip

  • 1. Base Rate Upgrade: Enjoy unlimited 1.5% p.a. interest on your HKD deposits. No minimum balance required.

  • 2. Mox Invest Limited-time offer – Meet a total accumulated trading amount of HKD10,000, and we’ll automatically give you a bonus rate of a 1.5% p.a. savings rate for up to HKD 3 million deposit (for deposits in your savings accounts, including Mox Invest Account) on next-day deposits!

  • Pay your bills and earn HKD100!

  • From now until 7 June 2024, complete at least two eligible bill payment transactions of HKD500 or more using the ‘Pay bills’ function in the Mox app within the first 60 days of your account opening, and you can receive a HKD100 cash reward!

  • To borrow or not to borrow? Borrow only if you can repay!

  • *All promotion quota are subject to availability and on a first come first serve basis while stocks last. Details please refer to Mox website.

  • ¹Please note that if you request for an early withdrawal, you won’t be entitled to any interest for that time deposit.

  • Terms and conditions apply.

Eligibility

Minimum Initial Deposit	0
Minimum Average Daily Balance	0

Interest Rate

Base	1.5% p.a.

Bonus Interest Rate

Promotional Savings Interest Rate Offer for New-to-Bank Clients

【Deposits Flash Offer】 Up to 4.5% p.a. saving rate for new customers • 1.5% p.a. : Enjoy unlimited 1.5% p.a. interest on your HKD deposits. No minimum balance required. • 1.5% Welcome Offer p.a. : new customer can earn an additional 1.5% with our Welcome Bonus rate. All you have to do is open a Mox Account on or before 7 Ah, add money and you can enjoy a 1.5% p.a. savings rate on next-day for depositsup to HKD3,000,000. • 1.5% Mox Invest p.a. : Meet a total accumulated trading amount of HKD10,000, and we’ll automatically give you a bonus rate for up to HKD 3 million deposit (for deposits in your savings accounts, including Mox Invest Account)of a 1.5% p.a. savings rate on next-day deposits!

Required Documents

Hong Kong Permanent ID	yes
Address Proof	no

Fees and Charges

Monthly Account Fee	0
ATM Withdrawal Charges	See below
Incidental Overdraft Charge	For each cash overdraft, take the higher amount of the following two amounts: (1) 3% of the cash overdraft; or (2) HK$100.