Updated August 2019
Looking for the best travel insurance in Hong Kong? MoneySmart compares different single-trip or annual travel insurance plans from AXA with confidence.
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Medical Coverage (Overseas)
Loss/Damage of Baggage
HK$201Price per adult
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AXA SmartTraveller Essential Plan: Up to HK$500,000 overseas medical coverage, no excess, 24-hour worldwide emergency service available, cover personal belongings & travel document lost.
No matter if you book a tour or travel on your own, it’s important for you to compare the coverage of different types of policy and pick the one that suits you and your family the most.
For single trip travel insurance, your unmarried child/ children aged between 30 days to 18 years old can enjoy free cover if the details of the children are provided in the proposal form.
It is worth noting that age limit applies for travel insurance. For a single journey, the insured person must be between 30 days and 85 years old. The maximum limit for annual cover is 75 years old.
This policy provides cover for lost or damaged personal belongings including computer and camera but mobile phones and tablets are excluded.
The basic plan provides coverage for accidental death and 9 permanent total disablement situations. You also have the option to upgrade the policy to include 9 other disablement situations to get more comprehensive coverage.
For single trip travel insurance, your children are eligible for free cover. You can also upgrade the plan to enjoy enhanced children cover to 100% medical expenses coverage and 50% accidental death coverage.
You can pay for the optional coverage of guarantee of hospital deposit to the hospital under Hospital Network in China if you present the China Hospital Deposit Guarantee Card.
SmartTraveller covers general amateur sports and activities with no excess. The policy sets no limit on the depth of dive.
No. Although this policy provides cover for lost or damaged personal belongings, mobile phones and tablets are excluded.
You can purchase SmartTraveller 90 days prior to your trip. Benefits provisions for the loss of deposit and trip cancellation becomes effective once the insurance is bought. Therefore, it would be wise to buy your travel insurance as soon as you can.
Yes, SmartTraveller will cover your extra accommodation and meal expenses due to overbooking of a flight.