Get the Best Ping An Travel Insurance in Hong Kong

Updated September 2019

Looking for the best travel insurance in Hong Kong? MoneySmart compares different single-trip or annual travel insurance plans from Ping An with confidence.

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Trip Details

Price per adult
HK$226

$600,000

Medical Coverage (Overseas)

$20,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

HK$226

Price per adult
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Best Ping An Travel Insurance 2019

Ping An Leisure Plan: Overseas medical benefits up to HK$1,200,000. Provide cover for hazardous sports & activities and rental vehicle excess protection benefits.

Ping An Travel Insurance Coverage

It is worth spending time understanding the coverage of travel insurance policies before getting insured.

Lost Phone Coverage

Ping An Travel Insurance does not provide cover for lost phones/ computers.

Hazardous Sports Coverage

Ping An Travel Insurance provides covers for leisure and non-professional activities including skiing, diving, bungee jump, hiking and watersports.

Car Excess Cover

If you will drive aboard, it is important to check the car excess cover before getting insured. In general, the excess cover is between HK$3,500- HK$5,000 but Ping An Travel Insurance offers up to HK$10,000.

Things you need to know about Ping An Travel Insurance

Flat premium worldwide

No matter where you travel, you pay a flat policy premium worldwide. Ping An Travel Insurance offers different tiers of travel insurance policies. The more you pay, the more coverage you enjoy and the higher the limit you can claim.

Travel alerts

The travel insurance company usually excludes places with travel alerts and Ping An Travel Insurance is no exception. Ping An Travel Insurance does not cover places with Black travel alert.

Journey cancellation protection

Journey cancellation is covered in the travel insurance. Reasons for cancellation that are covered include serious illness, death, adverse weather, natural disasters, strikes, riots and terrorist attacks.

Personal belongings protection

While you are covered for lost items, you must report lost or stolen items to the local police within 24 hours after the incident has happened. You need to submit a report by police and proof of purchase in order to make a claim.

Frequently Asked Questions

What is car excess?

Car excess is the amount deducted from any claims that are paid out. In general, the excess cover is between HK$3,500- HK$5,000 but Ping An Travel Insurance offers up to HK$10,000.

Are hazardous sports covered?

Ping An Travel Insurance provides covers for non-professional hazardous sports including skiing, diving, bungee jump, hiking and watersports.

When should I buy travel insurance?

Travel cancellation only becomes effective 30 days after you have purchased your insurance. Therefore, it would be wise to get your travel insurance as soon as you have booked your hotel and air tickets. Your trip will be covered in the event that something goes wrong.

What is not covered in travel insurance?

Ping An excludes lost phones, places with black alerts, wars, terrorism, pre-existing condition, suicide, or any illegal or unlawful act.

Does travel insurance cover natural disasters?

Claims for losses due to natural disasters that are known are not covered. In other words, if travellers travel after natural disasters have taken place, no claims can be made.