MSIG Travel Insurance Hong Kong 2024:Up to 15% Off

Is MSIG travel insurance good? MSIG iTravel Plus travel insurance plans offer comprehensive protection for your next trip, from COVID-19 coverage, trip cancellation, personal accident, to amateur dangerousports and activites, and outbound travel alert. Read More
Traveling to Japan 22 May 2024 - 26 May 2024
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Best MSIG Travel Insurance 2023

MSIG Travel Insurance Key Features Is camera or mobile device insured?
iTravel Plus (Single Trip) In case of delays and changes in your itinerary, the duration of your coverage will be automatically extended. No
iTravel Plus (Annual) Protecting unlimited trips within a year, with each trip lasting up to a maximum of 90 days. No
TravelSurance 7.0 Cover amateur dangerous sports and activities No

iTravel Plus

MSIG Travel Insurance offers multiple plans, which suits the diverse needs of travelers. For instance, MSIG iTravel Plus (Single Trip) offers three tiers, allowing you to choose based on your destination and required amount of coverage. You can also opt for additional coverage, such as adding protection for sports equipment and expenses for pet accommodation. Furthermore, iTravel Plus also provides annual travel coverage, suitable for those who frequently work or travel abroad. iTravel Plus (Annual Trip) covers your work-related laptop and any portable office equipment and cameras that you take on your trips, even if they are lost or damaged during your travels. Additionally, MSIG iTravel Plus (Annual Trip) includes coverage under the Black Travel Alert System. If your trip is canceled or cut short due to a black travel alert or if you need to detour to another city instead of your original destination, you will still be eligible for compensation.

MSIG$ Member Loyalty Program

MSIG has launched the "MSIG" mobile application and the MSIG$ membership loyalty program. Through this app, you can view policy details and check and redeem rewards on the "My Rewards" page within the app. The MSIG$ membership loyalty program offers various features. Members can not only purchase MSIG insurance products online to earn MSIG$, but also enjoy exclusive discounts in the members' area and receive birthday benefits. Earning MSIG$ within the program is straightforward. When you register as an MSIG member, you instantly receive MSIG$200. Additionally, when you purchase insurance online or through the mobile app, every HK$1 in premium equals MSIG$1. Furthermore, you can also earn more points by referring friends and family to become MSIG members. All these points can be redeemed for a range of selected gifts within the mobile app.

MSIG Travel Insurance FAQ

How to handle theft or robbery while traveling?

If you encounter theft or robbery during your trip, most insurance companies will require you to report the incident to the local police and obtain a police report within 24 hours after the incident. The police report should include details of the stolen items and their value. If your checked luggage is lost or damaged, you should immediately notify the airline you traveled with and obtain a baggage incident report. When making a claim with the insurance company, you should prepare documents such as:

  • Purchase receipts for lost or damaged items.
  • The local police report regarding the loss.
  • Reports from the hotel or airline regarding the loss or damage (if available).
  • Your actual travel itinerary, boarding passes, or passport.

What should I be aware of when I get injured or ill during my travels?

To claim reimbursement for follow-up medical expenses upon returning to your home country, the insured person must seek treatment for the same illness or accident during the trip and then seek follow-up treatment upon returning home. Be sure to retain all evidence, such as bills, receipts, doctor's certificates, or medical reports. When making a claim with the insurance company, you should prepare documents such as:

  • Actual travel itinerary, boarding passes, and passport.
  • Medical receipts that detail the diagnosis.
  • Medical reports, referrals, or discharge certificates (if available).

When should I purchase travel Insurance?

"Trip Cancellation" in most travel insurances has a waiting period and it usually only becomes effective 24 hours after the policy is issued. After the waiting period, in case of emergency, such as the death or severe illness of the insured person or their immediate family members, with a doctor's certificate indicating that travel is not advisable, you can apply to the insurance company for compensation for the non-refundable expenses. Therefore, if you've already booked your flights or accommodations, it's advisable to purchase travel insurance at the same time rather than waiting until the day before your trip.

How to make a claim?

MSIG offers multiple channels for policyholders to apply for claims. You can process a claim by calling MSIG's claims service hotline at 2894 0660 or by filling out a claims form and emailing it to [email protected] or faxing it to 2902 9500. Additionally, you can also apply and manage claims online. You only need to submit general and travel claims information, policy details, contact information, claimant details, and upload the required travel claim documents to apply for a claim. It's important to note that you must submit the claims form to MSIG within 30 days after the incident.

What Are the features of MSIG travel insurance?

MSIG Travel Insurance offers multiple plans to meet different travelers' needs. Whether you're a travel enthusiast, a frequent business traveler, a globetrotter, or in need of coverage for your children's travels, MSIG has corresponding plans to suit your requirements. Another distinctive feature of MSIG is that its travel insurance covers amateur dangerous sports and activities, including activities like hot air ballooning, scuba diving, winter sports, and waterskiing, among others.