PRUChoice Maid Insurance - Comprehensive Plan
Plan Details
- This insurance is applicable to domestic helper who is aged 18-65 and performs household work for you
- Only applicable to overseas domestic helper
- Clinical Benefits cover outpatient, physiotherapy, chiropractic treatment and bone-setting
- Hospitalisation and Surgical Benefits cover the fees of doctor’s visit, room and board, miscellaneous hospital expenses and surgical expenses (including surgeon’s fee, anaesthetist’s fee and operating theatre fee) for surgery or treatment carried out at hospital and day care clinic
- Family Member Abuse Benefit provides extra benefit on medical expenses including fees of body check-up, psychologist and psychiatrist incurred by your family if directly suffer bodily injury or sickness from the malicious act of the overseas domestic helper
- Domestic Helper’s Maternity Benefit provides you a lump sum subsidy for hiring additional overseas domestic helper if your current overseas domestic helper is pregnant or on her maternity leave that results her in being unable to fully perform her ordinary duties
- This insurance will compensate you up to 100% of the monthly earnings of your domestic helper for his/ her first 12 months’ temporary incapacity that you are liable to pay under Employees’ Compensation
- Repatriation Expenses Benefit covers the costs of repatriating your domestic helper to his/her country of residence following his/her death or medical unfitness to continue the contract of employment
- Employees's Compensation up to HK$100,000,000 limit per event
- Personal Accident benefit up to HK$200,000 limit per year
- Domestic Helper Personal liability up to HK$100,000 limit per year
- Benefit of Hospital Cash Subsidy is payable from the first day of hospitalisation
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