Best American Express Credit Cards with Annual Fee Waiver in Hong Kong

We found 3 American Express credit cards for you!

No expiry date for Membership Rewards points
HK$300,000
Min. Annual Salary
Up to 12 times per Calendar Year^
Complimentary Plaza Premium Lounge Access
First-Year
Annual Fee Waiver

【✈️ Fly for Less: Earn Up to 72,000 miles on Your First Spend!】
From now until 2 July 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can earn up to 72,000 miles which is equivalent to redeem a round-trip flights to Japan ✈️ for TWO; and HK$50 statement credit for a single HK$600 Octopus top-up!
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0.875/ mile!

🤩 Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 72,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!  

Valid till 02 Jul 2026

Unlimited 1.2% Cashback
HK$0
Min. Annual Salary
1.2% Cashback
Rewards on local spend
First-Year
Annual Fee Waiver

Up to 25% discount at I.T
HK$150,000
Min. Annual Salary
1.2% Cashback
Rewards on local spend
First-Year
Annual Fee Waiver

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