Best American Express Credit Cards with Annual Fee Waiver in Hong Kong 2020

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Free Marco Polo Club green tier membership

American Express Cathay Pacific Credit Card

Min.Annual Salary: ^HK$150,000
Rewards on local spend: HK$8 = 1 mile
Annual Fee Waiver: First-Year

MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval and enjoy up to 74,000 Asia Miles Valid till 31 Aug 2020.

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Annual Interest Rate	37.67%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$150,000
Foreigner	HK$150,000

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Complimentary Plaza Premium Lounge access

American Express Cathay Pacific Elite Credit Card

Min. Annual Salary: ^HK$300,000
Rewards on local spend: HK$6 = 1 mile
Annual Fee Waiver: First-Year

MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval and Enjoy up to 76,000 Asia Miles Valid till 31 Aug 2020.

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Annual Interest Rate	37.67%
Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$300,000
Foreigner	HK$300,000

MoneySmart Exclusive

Unlimited 1.2% Cashback

Blue Cash℠ Credit Card from American Express

Min. Annual Salary: ^HK$150,000
Rewards on local spend: 1.2% Cashback
Annual Fee Waiver: First-Year

MoneySmart Exclusive: HK$200 Cashback upon Card Approval and A total of up to HK$1,272 Bonus Cashback Valid till 31 Aug 2020.

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Annual Interest Rate	37.68%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.

Local Resident	HK$150,000
Foreigner	HK$150,000

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Enjoy premium travel offers

The Platinum Card

Min. Annual Salary: ^HK$1,000,000
Rewards on local spend: HK$7.5 = 1 mile
Annual Fee Waiver: N.A.

MoneySmart Exclusive: American Express welcome offer - Up to 480,000 Membership Rewards® Points (which equivalent to HK$1,600 cash vouchers/ 32,000 air miles) and extra HK$800 Sogo Cash Coupon Valid till 31 Aug 2020.

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Annual Interest Rate	N/A
Annual Principal Fee	HK$7,800
Supplementary Annual Fee	complimentary 2 supplementary cards
Fee Waiver
Minimum Monthly Repayment	N/A

Local Resident	HK$1,000,000
Foreigner	HK$1,000,000

MoneySmart Exclusive

Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary: ^HK$300,000
Rewards on local spend: HK$5 = 1 mile
Annual Fee Waiver: N.A.

MoneySmart Exclusive: HK$400 Cash coupon upon Card Approval Enjoy welcome offers valued up to HK$2,960 Valid till 31 Aug 2020.

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Annual Interest Rate	36.07%
Annual Principal Fee	HK$2,200
Supplementary Annual Fee	N/A
Fee Waiver	N/A
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free Period	N/A

Local Resident	HK$300,000

Up to 25% discount at I.T

American Express I.T Cashback Card

Min. Annual Salary: ^HK$150,000
Rewards on local spend: 1.2% Cashback
Annual Fee Waiver: First-Year

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Best American Express Credit Cards with Annual Fee Waiver in Hong Kong

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American Express Cathay Pacific Credit Card

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

American Express Cathay Pacific Elite Credit Card

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

Blue Cash℠ Credit Card from American Express

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

The Platinum Card

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

American Express® Platinum Credit Card

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

American Express I.T Cashback Card

Annual Fee Waiver Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment