Avo Insurance Travel Insurance Hong Kong 2026: Up to 30% off
Compare Avo travel insurance Lite and Plus plans on MoneySmart now! Avo travel protection Lite and Plus plans cover personal belongings, trip cancellation, delay or curtailment and medical expenses.
Refine Your Results
We found 2 Avo Insurance Insurance Plans for you!
Enjoy 30% discount for avo travel plan with code 'moneysmart30'!
Valid till 31 Dec 2026
Enjoy 30% discount for avo travel plan with code 'moneysmart30'!
Valid till 31 Dec 2026
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Key Features of Avo Travel Insurance
With travel insurance with extensive coverage, insurers can travel around the globe with peace of mind. The following are some of the key features of the Avo Travel Insurance:
Enjoy extensive coverage
Insurers can enjoy emergency medical and related expenses coverage worth of HK$1.2 million, covering overseas medical expenses arising from body injuries or sickness, including dental treatments, hotel accommodation for convalescence and transportation expenses, hospital daily allowance, etc..
Covering trip cancellation, interruption or delay
In the event of covered reasons e.g. outbreak of infectious disease, terrorism, adverse weather conditions or natural disasters at the scheduled destination, insurers missed the transportation or pre-paid, non-refundable activities, Avo Travel Insurance will cover your loss.
Cover follow-up consultations even after you are back to Hong Kong
Avo travel insurance covers follow-up consultations until 90 days after you are back to Hong Kong covering medical bills for body injuries and sickness including Chinese herbalist, Chinese bonesetter or acupuncturist.
Budget plan for families
Avo’s family plan can help families save more. If you choose a family plan when applying for insurance, you can extend the coverage to your children at a discounted price. Buying family travel insurance is a quick way to get all insurance sorted for family members and it is also more cost-effective!
Cover personal luggage, bags, money and travel documents
Avo Travel Insurance covers loss or damage to personal baggage or effects, loss of Personal Money and loss of travel documents due to covered reasons e.g. theft, robbery, burglary or damage. It also reimburses emergency purchase of essential clothing and toiletries.
Extensions for more coverage
With extra benefits, you can enjoy additional coverage for water sports, winter sports, amateur sports competitions and overseas pre-wedding photoshoot / wedding trips. You can upgrade according to your needs.
Avo Travel Insurance Coverage - Lite VS Plus
| Items | Lite - Maximum Coverage | Plus - Maximum Coverage |
|---|---|---|
| ItemsEmergency Medical & Related Expenses | Lite - Maximum Coverage HK$500,000 | Plus - Maximum Coverage HK$1,200,000 |
| ItemsPersonal belongings | Lite - Maximum Coverage HK$7,500 | Plus - Maximum Coverage HK$21,000 |
| ItemsTrip Cancellation, Interruption or Delay | Lite - Maximum Coverage HK$30,000 | Plus - Maximum Coverage HK$60,000 |
| ItemsPersonal Accident Benefits | Lite - Maximum Coverage HK$300,000 | Plus - Maximum Coverage HK$600,000 |
| ItemsOverseas Rental Vehicle Excess Protection | Lite - Maximum Coverage N/A | Plus - Maximum Coverage HK$3,000 |
| ItemsWinter Sports Extra Benefit | Lite - Maximum Coverage HK$200,000 | Plus - Maximum Coverage HK$200,000 |
| ItemsWater Sports Extra Benefit | Lite - Maximum Coverage HK$200,000 | Plus - Maximum Coverage HK$200,000 |
| ItemsPre-wedding Photoshoot and Wedding Extra Benefit | Lite - Maximum Coverage HK$20,000 | Plus - Maximum Coverage HK$20,000 |
Avo Travel Insurance - How to make claims online?
Step 1: Fill in Avo’s claim form online and submit it with required documents.
Step 2: Avo will handle and review the claim. Insurers might be asked to provide further documentation.
Step 3: Avo will let you know the results within 5-10 working days.
Avo Travel Insurance - How to make claims by post?
Step 1: Download and complete the Avo Travel Insurance claim form
Step 2: Prepare the required supporting documents according to the "Claim Documentations Checklist"
Step 3: Mail the completed claim form together with the required supporting documents within 30 days after the incident to Avo Insurance Company Limited (Address: 3701, 3705-6, 37/F, 118 Connaught Road West, Sheung Wan, Hong Kong)
Frequently Asked Questions
What benefits can I get when I buy Avo travel insurance through MoneySmart?
- Enjoy 25% exclusive discount and HK$50 AEON Stores voucher when you purchase your Avo Plus travel insurance through MoneySmart now!
What is the maximum age covered for Avo Travel Insurance?
- The maximum age covered is 80.
Does Avo Travel Insurance provide coverage for Covid-19?
- Yes, Single Trip Avo Travel Insurance (valid for 90 days) provides Covid-19 related coverage.
What is covered for the pre-wedding photoshoot and wedding extra benefit in the Avo Travel Insurance?
- It covers cancellation or postponement, closed down of wedding service providers, loss of or damage to wedding attire, loss of marriage certificate and personal Liability of invited guests.
Does Avo Travel Insurance provide coverage for skiing?
- Yes it can be included as an add-on coverage.
What is Avo Insurance?
- Launched in 2019, Avo Insurance is the first virtual licensed general insurer in Hong Kong that provides different insurance products such as medical, travel insurance etc.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.