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Avo Insurance Travel Insurance Hong Kong 2025: Up to 30% off

Compare Avo travel insurance Lite and Plus plans on MoneySmart now! Avo travel protection Lite and Plus plans cover personal belongings, trip cancellation, delay or curtailment and medical expenses. Read More
Traveling to Japan 24 Jul 2025 - 29 Jul 2025
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We found 6 Avo Insurance Travel Insurances for you!
Last Updated
Avo Worldwide Restful Travel Protection - Lite Plan (Area 2)

Premium

HK$134.40

30% OffHK$192
MoneySmart Exclusive
Sponsor
Promotion ends in 3 days

Avo Worldwide Restful Travel Protection - Lite Plan (Area 2)

Medical Expenses
HK$500,000
Travel Cancellation
HK$30,000
Loss/Damage of Baggage
HK$7,500
Premium
HK$19230% Off
HK$134.40

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now
Avo Worldwide Restful Travel Protection - Lite Plan (Area 1)

Premium

HK$115.50

30% OffHK$165
MoneySmart Exclusive
Sponsor
Promotion ends in 3 days

Avo Worldwide Restful Travel Protection - Lite Plan (Area 1)

Medical Expenses
HK$500,000
Travel Cancellation
HK$30,000
Loss/Damage of Baggage
HK$7,500
Premium
HK$16530% Off
HK$115.50

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now
Avo Worldwide Restful Travel Protection - Plus Plan (Area 1)

Premium

HK$168

30% OffHK$240
MoneySmart Exclusive
Sponsor
Promotion ends in 3 days

Avo Worldwide Restful Travel Protection - Plus Plan (Area 1)

Medical Expenses
HK$1,200,000
Travel Cancellation
HK$60,000
Loss/Damage of Baggage
HK$21,000
Premium
HK$24030% Off
HK$168

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now
Avo Worldwide Restful Travel Protection - Plus Plan (Area 2)

Premium

HK$196

30% OffHK$280
MoneySmart Exclusive
Sponsor

Avo Worldwide Restful Travel Protection - Plus Plan (Area 2)

Medical Expenses
HK$1,200,000
Travel Cancellation
HK$60,000
Loss/Damage of Baggage
HK$21,000
Premium
HK$28030% Off
HK$196

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now
Avo Worldwide Restful Travel Protection - Lite Plan (Area 3)

Premium

HK$161

30% OffHK$230
MoneySmart Exclusive
Sponsor

Avo Worldwide Restful Travel Protection - Lite Plan (Area 3)

Medical Expenses
HK$500,000
Travel Cancellation
HK$30,000
Loss/Damage of Baggage
HK$7,500
Premium
HK$23030% Off
HK$161

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now
Avo Worldwide Restful Travel Protection - Plus Plan (Area 3)

Premium

HK$335

MoneySmart Exclusive
Sponsor

Avo Worldwide Restful Travel Protection - Plus Plan (Area 3)

Medical Expenses
HK$1,200,000
Travel Cancellation
HK$60,000
Loss/Damage of Baggage
HK$21,000
Premium
HK$335

【⏳MoneySmart Big Giveaway 70,000 Miles🔥】
From 7 July to 27 July 2025, get up to 14,000 miles, and other rewards, including:

[For all purchase] Birdie 1st month Unlimited Local Data and Voice Minutes Monthly Plan (valued at HK$200)
[For all purchase] Bowtie 7 months VHIS Premium Waiver
[For all purchase] Tada $68 OFF Ride Voucher

[Min Spend $150] Share your upcoming Summer Trip for a chance to win 14,000 or 7,000 Asia Miles, enough for a one-way ticket to Taipei or even two ‼️ (redeemable with 14,000 or 28,000 SmartPoints)

Valid until 27 Jul 2025 - See more details below
Apply Now

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Key Features of Avo Travel Insurance

With travel insurance with extensive coverage, insurers can travel around the globe with peace of mind. The following are some of the key features of the Avo Travel Insurance:

Enjoy extensive coverage

Insurers can enjoy emergency medical and related expenses coverage worth of HK$1.2 million, covering overseas medical expenses arising from body injuries or sickness, including dental treatments, hotel accommodation for convalescence and transportation expenses, hospital daily allowance, etc..

Covering trip cancellation, interruption or delay

In the event of covered reasons e.g. outbreak of infectious disease, terrorism, adverse weather conditions or natural disasters at the scheduled destination, insurers missed the transportation or pre-paid, non-refundable activities, Avo Travel Insurance will cover your loss.

Cover follow-up consultations even after you are back to Hong Kong

Avo travel insurance covers follow-up consultations until 90 days after you are back to Hong Kong covering medical bills for body injuries and sickness including Chinese herbalist, Chinese bonesetter or acupuncturist.

Budget plan for families

Avo’s family plan can help families save more. If you choose a family plan when applying for insurance, you can extend the coverage to your children at a discounted price. Buying family travel insurance is a quick way to get all insurance sorted for family members and it is also more cost-effective!

Cover personal luggage, bags, money and travel documents

Avo Travel Insurance covers loss or damage to personal baggage or effects, loss of Personal Money and loss of travel documents due to covered reasons e.g. theft, robbery, burglary or damage. It also reimburses emergency purchase of essential clothing and toiletries.

Extensions for more coverage

With extra benefits, you can enjoy additional coverage for water sports, winter sports, amateur sports competitions and overseas pre-wedding photoshoot / wedding trips. You can upgrade according to your needs.

Avo Travel Insurance Coverage - Lite VS Plus

ItemsLite - Maximum Coverage Plus - Maximum Coverage
Emergency Medical & Related ExpensesHK$500,000HK$1,200,000
Personal belongingsHK$7,500HK$21,000
Trip Cancellation, Interruption or DelayHK$30,000HK$60,000
Personal Accident BenefitsHK$300,000HK$600,000
Overseas Rental Vehicle Excess ProtectionN/AHK$3,000
Winter Sports Extra BenefitHK$200,000HK$200,000
Water Sports Extra BenefitHK$200,000HK$200,000
Pre-wedding Photoshoot and Wedding Extra BenefitHK$20,000HK$20,000

Avo Travel Insurance - How to make claims online?

Step 1: Fill in Avo’s claim form online and submit it with required documents.

Step 2: Avo will handle and review the claim. Insurers might be asked to provide further documentation.

Step 3: Avo will let you know the results within 5-10 working days.

Avo Travel Insurance - How to make claims by post?

Step 1: Download and complete the Avo Travel Insurance claim form

Step 2: Prepare the required supporting documents according to the "Claim Documentations Checklist"

Step 3: Mail the completed claim form together with the required supporting documents within 30 days after the incident to Avo Insurance Company Limited (Address: 3701, 3705-6, 37/F, 118 Connaught Road West, Sheung Wan, Hong Kong)

Frequently Asked Questions

What benefits can I get when I buy Avo travel insurance through MoneySmart?

Enjoy 25% exclusive discount and HK$50 AEON Stores voucher when you purchase your Avo Plus travel insurance through MoneySmart now!

What is the maximum age covered for Avo Travel Insurance?

The maximum age covered is 80.

Does Avo Travel Insurance provide coverage for Covid-19?

Yes, Single Trip Avo Travel Insurance (valid for 90 days) provides Covid-19 related coverage.

What is covered for the pre-wedding photoshoot and wedding extra benefit in the Avo Travel Insurance?

It covers cancellation or postponement, closed down of wedding service providers, loss of or damage to wedding attire, loss of marriage certificate and personal Liability of invited guests.

Does Avo Travel Insurance provide coverage for skiing?

Yes it can be included as an add-on coverage.

What is Avo Insurance?

Launched in 2019, Avo Insurance is the first virtual licensed general insurer in Hong Kong that provides different insurance products such as medical, travel insurance etc.